401 E Riverside Blvd, Loves Park, IL 61111 Property Records

Winnebago County property record for 401 E Riverside Blvd, Loves Park, IL 61111

Property Summary

Property Type	Commercial
Details	1,352 sqft · built 1976
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Oct 2019)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181D150A`

Property Details

APN / Parcel Number

Primary APN	`181D150A`
Alternative APN	`1101429001`

Interior

Stories	1 Story
Building Area	1,352 sqft Gross Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 E RIVERSIDE BLVD
City	LOVES PARK
State	IL
Zip	61111-4549
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CR
Legal Description	FRED L BURRS RIVER PARK SUB S 1/2 SEC1-44-1 (EXC NLY STRIP TO STATE BEING 2.18 FT ON E LN & 6.53 FT ON W LN) W 25FT LOT 1 & ALL LOT 002 BLOCK 009
Legal Subdivision	FRED L BURRS RIVER PARK SUB
Legal Block	9
Legal Lot Number	1-2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	5
Census Block	5000
Census Tract	300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	701 LAUREL ST, HIGHLAND, IL 62249-1454
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA
Oct 22, 2019	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BK
Apr 14, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 7, 2017	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Apr 14, 2017
Deed Document Number	201935356
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	401 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4549
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040161
Date	Nov 8, 2021
Instrument	2140161

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 22, 2019
Property Address	401 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4549
Document Number	0001035356
Instrument Date	Oct 18, 2019
Instrument	1035356
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	701 LAUREL ST HIGHLAND IL 622491454, HIGHLAND, IL 62249-1454

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	401 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4549
Document Number	0001012062
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 E RIVERSIDE BLVD LOVES PARK IL 611114549, LOVES PARK, IL 61111-4549

Mortgage

Document Number	0001012062
Date	Apr 18, 2019
Instrument	1012062

Lender

Name	BLACKHAWK BK
Type	Bank
Address	MACHESNEY PARK, IL 61115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 14, 2017
Property Address	401 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4549
Document Number	0001011372
Instrument Date	Apr 10, 2017
Instrument	1011372
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 E RIVERSIDE BLVD LOVES PARK IL 611114549, LOVES PARK, IL 61111-4549

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 7, 2017
Property Address	401 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4549
Document Number	0001003916
Instrument Date	Feb 3, 2017
Instrument	1003916
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1138 WAKE FOREST PKWY ROCKTON IL 610729457, ROCKTON, IL 61072-9457

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Loves Park City
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,105.00	$51,201 (+24.42%) Land $32,280 Building $18,921	$153,603 (+24.42%) Land $96,840 Building $56,763
2022		$41,152 Land $22,832 Building $18,320	$123,456 Land $68,496 Building $54,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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