401 E Ridge Ave, Landis, NC 28088 Property Records

Rowan County property record for 401 E Ridge Ave, Landis, NC 28088

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,112 sqft · built 1963
Lot Size1.38 acres (60,113 sqft)
Owner2 Individual Names on Record
Last Sale$216,500 (Aug 2022)
Tax Bill$2,145 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108 037

Property Details

APN / Parcel Number

Primary APN108 037
Alternative APN
  • 706762

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,112 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Finished Basement1,056 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area60,113 sqft (1.38 acres)
Lot Dimensions230 ft deep x 170 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Patio Area552 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address401 E RIDGE AVE
CityLANDIS
StateNC
Zip28088-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6:TWO FAM
Legal Description1.38AC
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group5
Census Block5031
Census Tract51600

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address401 E RIDGE AVE, LANDIS, NC 28088-1437
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 17, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 2, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Oct 5, 2018Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleMar 21, 2022 · Amount on Record
Deed Book / Page1407 / 893
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateAug 12, 2022
Property Address401 E RIDGE AVE, LANDIS, NC 28088-1437
Document Number0014070893
Book / Page1407 / 893
Instrument DateAug 12, 2022
Transaction TypeTransfer
Record UpdatedAug 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$433.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1081 NUNNERY LN, 1081, KANNAPOLIS, NC 28081-0023

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E RIDGE AVE, LANDIS, NC 28088-1437

Mortgage

Document Number0001407894
DateAug 12, 2022
Instrument1407/894
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address401 E RIDGE AVE, LANDIS, NC 28088-1437
Transaction TypeMortgage
Record UpdatedJun 30, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013770531
DateJun 17, 2021
Book Page1377/531
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address401 E RIDGE AVE, LANDIS, NC 28088-1437
Document Number0013460486
Instrument DateApr 2, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS-RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E RIDGE AVE LANDIS NC 280881437, LANDIS, NC 28088-1437

Mortgage

Document Number0013460486
DateApr 9, 2020
Book Page001346/000486
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 8, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 5, 2018
Property Address401 E RIDGE AVE, LANDIS, NC 28088-1437
Document Number0013160923
Book / Page001316 / 000923
Instrument DateOct 5, 2018
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E RIDGE AVE LANDIS NC 280881437, LANDIS, NC 28088-1437

Mortgage

Document Number13160924
DateOct 5, 2018
Book Page001316/000924
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityLandis Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,145.00$200,540 (-) Land $35,700 Building $164,840$200,540 (-) Land $35,700 Building $164,840
2023$2,145.00$200,540 Land $35,700 Building $164,840$200,540 Land $35,700 Building $164,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LANDIS
serves 5,510 people · EPA ID NC0180038
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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