401 E Phoenix St, Payson, AZ 85541 Property Records

Gila County property record for 401 E Phoenix St, Payson, AZ 85541 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Ranch
Year Built	Built 2000
Square Footage	1,285 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Attached, 473 sqft
Occupancy	Owner Occupied
Last Sale	$275,000 (2020)
Tax Bill	$2,131.00 (2025)

Owner

Source: Gila County records · APN 304-57-274

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 E PHOENIX ST, PAYSON, AZ 85541-5577
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Prior Sale	Jun 06, 2007 · Amount on Record
Deed Doc Number	2020-010684
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Sep 08, 2020
Property Address	401 E PHOENIX ST, PAYSON, AZ 85541-5577
Document Number	0000010684
Map Reference	MAP 685&686
Instrument Date	Sep 01, 2020
Instrument	2020-010684
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 S SANTA FE CIR, 810, PAYSON, AZ 85541-5652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E PHOENIX ST, PAYSON, AZ 85541-5577

Mortgage

Document Number	0000010685
Date	Sep 08, 2020
Instrument	2020-010685

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,233 (+2.65%) Land $6,203 Building $22,030	$282,329 (+2.65%) Land $62,029 Building $220,300
2025	$2,131.00 (+7.68%)
2024		$27,503 Land $5,886 Building $21,617	$275,030 Land $58,863 Building $216,167
2023	$1,979.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 75% of the US · above 64% of Arizona
Wildfire Likelihood	About 1 in 469 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`304-57-274`
Alternative APNs	`R034617` `034617`

Interior

Building Area	1,285 sqft Living Area
1st Floor	1,285 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2000
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Material	Asbestos Roof
Lot Area	7,405 sqft (0.169 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	473 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	R034617
Street Address	401 E PHOENIX ST
City	PAYSON
State	AZ
Zip	85541-5577
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 74 OF PINON RIDGE UNIT 2 OF PLAT 686SE1/4 NW1/4 SEC 10 T10N R10E = 0.17 AC(OUT OF
Legal Range	10E
Legal Township	10N
Legal Section	10
Legal Subdivision	PINON RIDGE/ELK RIDGE
Legal Lot Number	74
Legal Unit	2
Jurisdiction	GILA AZ
Minor Civil Division	PAYSON
Census Blockgroup	2
Census Block	2045
Census Tract	500