401 E Phillips St, Odessa, MO 64076 Property Records

Lafayette County property record for 401 E Phillips St, Odessa, MO 64076 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,406 sqft Living Area
Lot Size	10,080 sqft (0.231 acres)
Occupancy	Owner Occupied
Tax Bill	$2,318.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-4-001-001.123`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,406 sqft Living Area
Basement Area	1,406 sqft Basement
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,080 sqft (0.231 acres)
Depth X Width	120 ft x 84 ft Depth x Width
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	401 E PHILLIPS ST
City	ODESSA
State	MO
Zip	64076-9795
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 156 JENNINGS 4TH ADDN PHASE IV; 1024-692, 1064-349, 1092-943, 1137-576
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	JENNINGS 4TH ADD
Legal Phase	IV
Legal Lot Number	156
Jurisdiction	LAFAYETTE MO
Minor Civil Division	SNI-A-BAR
Census Blockgroup	4
Census Block	4039
Census Tract	90601

Owner

Source: Lafayette County records · APN 23-1.0-01-4-001-001.123

Assessment roll updated October 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 E PHILLIPS ST, ODESSA, MO 64076-9795
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	401 E PHILLIPS ST, ODESSA, MO 64076-9795
Transaction Type	Mortgage
Record Updated	Aug 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR2746
Date	Jul 13, 2020
Instrument	2020DR2746

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Aug 01, 2032

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,318.00	$31,297 (+14%)	$164,720 (+14%) Land $17,570 Building $147,150
2023		$27,454	$144,494 Land $15,414 Building $129,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 8% of Missouri
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.