401 E Oak St, Warrenton, MO 63383 Property Records

Warren County property record for 401 E Oak St, Warrenton, MO 63383

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,458 sqft · built 1880
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-28.0-2-09-002.000.000`

Property Details

APN / Parcel Number

Primary APN	`05-28.0-2-09-002.000.000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,458 sqft Living Area
Basement Area	1,177 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	120 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 E OAK ST
City	WARRENTON
State	MO
Zip	63383-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W261/2' LOT 6 & ALL LOT 5 & PT ALLEY BLK 2 SMITH'S ADD APPROX L
Legal Subdivision	PENDLETON ESTATES
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	WARREN MO
Township / Civil Division	NORTH ELKHORN
Census Block Group	1
Census Block	1046
Census Tract	820106

Owner

Source: Warren County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E OAK ST, WARRENTON, MO 63383-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VANTAGE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2013
Deed Sale	Aug 26, 2013
Prior Sale	Oct 23, 2009
Deed Document Number	201305484
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	201002559
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	401 E OAK ST, WARRENTON, MO 63383-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706653
Date	Nov 1, 2017
Instrument	201706653

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	401 E OAK ST, WARRENTON, MO 63383-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902293
Date	Apr 25, 2019
Instrument	201902293

Lender

Name	VANTAGE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	73 Months
Due	May 1, 2025

Tax Assessment & Valuation

Source: Warren County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Municipality	Warrenton City
Unified School District	Warren County R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00	$29,937 (+13%) Land $4,336 Building $25,601	$157,560 (+13%) Land $22,820 Building $134,740
2024	$1,918.00 (+14.71%)	$26,493 (-) Land $3,837 Building $22,656
2023	$1,672.00 (+8.01%)	$26,493 (+8%) Land $3,837 Building $22,656	$139,439 (+8%) Land $20,196 Building $119,243
2022	$1,548.00	$24,531 Land $3,553 Building $20,978
2021			$129,110 Land $18,700 Building $110,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARRENTON PWS serves 8,208 people · EPA ID MO6010834
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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