Wilson County property record for 401 E Oak St, Lucama, NC 27851
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 810 sqft · built 1900 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Mar 2024) |
| Tax Bill | $165 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2699-62-0367.000 |
| Primary APN | 2699-62-0367.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 810 sqft Heated Area |
| 1st Floor Area | 810 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Cooling System | None |
|---|
| Street Address | 401 E OAK ST |
|---|---|
| City | LUCAMA |
| State | NC |
| Zip | 27851-9172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CH |
| Legal Description | 401 E OAK ST .13AC |
| Jurisdiction | WILSON NC |
| Township / Civil Division | CROSS ROADS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1700 |
Source: Wilson County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 ACADEMY ST E, WILSON, NC 27893-4131 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Oct 20, 2016 · Amount on Record |
| Deed Book / Page | 3053 / 875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Mar 8, 2024 |
| Property Address | 401 E OAK ST, LUCAMA, NC 27851-9172 |
| Document Number | 003053/875 |
| Book / Page | 3053 / 875 |
| Instrument Date | Jan 17, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 ACADEMY ST E, WILSON, NC 27893-4131 |
| Document Number | 0003053879 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 3053-879 |
| Name | LORENZO TOVILLA |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Apr 1, 2029 |
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,646 (-) Land $7,078 Building $9,568 | $16,646 (-) Land $7,078 Building $9,568 | |
| 2025 | $165.00 (-39.11%) | $16,646 (-) Land $7,078 Building $9,568 | $16,646 (-) Land $7,078 Building $9,568 |
| 2024 | $16,646 (-39.29%) Land $7,078 Building $9,568 | $16,646 (-39.29%) Land $7,078 Building $9,568 | |
| 2023 | $27,420 Land $5,662 Building $21,758 | $27,420 Land $5,662 Building $21,758 | |
| 2021 | $271.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LUCAMA serves 881 people · EPA ID NC0498030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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