401 E North St, Moravia, IA 52571 Property Records

Appanoose County property record for 401 E North St, Moravia, IA 52571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,376 sqft · built 2025
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (May 2018)
Tax Bill	$114 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`370042001500000`

Property Details

APN / Parcel Number

Primary APN	`370042001500000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Basement Area	1,090 sqft
Unfinished Basement	1,090 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Area	944 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	401 E NORTH ST
City	MORAVIA
State	IA
Zip	52571-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M CUMMINGS LOT 1 BLK I
Legal Subdivision	M CUMMINGS
Legal Block	I
Legal Lot Number	1
Jurisdiction	APPANOOSE IA
Township / Civil Division	TAYLOR
Census Block Group	1
Census Block	1009
Census Tract	950100

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	506 W MILWAUKEE ST, MORAVIA, IA 52571-9572
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST SAVINGS BANK
Sep 9, 2025	Deed of Trust, Mortgage · Unknown IOWA TRUST & SAVINGS BANK
May 31, 2018	Deed of Trust, Mortgage COMMUNITY 1ST CREDIT UNION
May 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	20181062
Deed Book / Page	2018 / 1062
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Recording Date	Jul 15, 2026
Property Address	401 E NORTH ST, MORAVIA, IA 52571-9743
Document Number	0000001466
Book / Page	2026 / 1466
Instrument Date	Jul 2, 2026
Instrument	20261466
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001466,
Date	Jul 15, 2026
Book Page	2026/1466
Instrument	20261466

Lender

Name	TRUST SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	401 E NORTH ST, MORAVIA, IA 52571-9743
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/1838
Date	Sep 9, 2025
Book Page	2025/1838
Instrument	2025 1838

Lender

Name	IOWA TRUST & SAVINGS BANK
Type	Bank
Address	CENTERVILLE, IA 52544

Agreement

Type	Unknown
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2055

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	401 E NORTH ST, MORAVIA, IA 52571-9743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001063
Date	May 31, 2018
Book Page	0000002018/0000001063
Instrument	000000001063

Lender

Name	COMMUNITY 1ST CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APPANOOSE IA
Recording Date	May 31, 2018
Property Address	401 E NORTH ST, MORAVIA, IA 52571-9743
Document Number	2018/1062
Book / Page	2018 / 1062
Instrument Date	May 31, 2018
Instrument	000000001062
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E NORTH ST, MORAVIA, IA 52571-9743

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Municipality	Moravia City
Unified School District	Moravia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$114.00 (-3.39%)	$194,060 (+2,210.24%) Land $11,240 Building $182,820	$194,060 (+2,210.24%) Land $11,240 Building $182,820
2025	$118.00	$8,400 (+2%) Land $2,810 Building $5,590	$8,400 (+2%) Land $2,810 Building $5,590
2024	$118.00 (+15.69%)
2023		$7,000 (+25%) Land $2,530 Building $4,470	$7,000 (+25%) Land $2,530 Building $4,470
2022	$102.00 Homeowner's exemption	$5,600 Land $2,250 Building $3,350
2021			$5,600 Land $2,250 Building $3,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORAVIA PUBLIC WATER SUPPLY serves 637 people · EPA ID IA0467008
Water Source	Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fixed Wireless	500 / 200
Windstream DSL · Fiber, Fixed Wireless in parts of the area	200 / 20
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Citizens Mutual Telephone, Lockridge Networks.

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