401 E Main St, Steele City, NE 68440 Property Records

Jefferson County property record for 401 E Main St, Steele City, NE 68440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,417 sqft · built 1900
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Mar 2012)
Tax Bill	$411 (2025)
Deeds & Mortgages	Oct 2015 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4463-00-0-90010-008-0005`

Property Details

APN / Parcel Number

Primary APN	`4463-00-0-90010-008-0005`
Alternative APN	`480037531`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
Gross Area	1,022 sqft
1st Floor Area	1,417 sqft
Basement Area	60 sqft
Unfinished Basement	60 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 E MAIN ST
City	STEELE CITY
State	NE
Zip	68440-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 5 BLK 8 FIRST ADD SC100
Legal Subdivision	FIRST ADD SC100
Legal Block	8
Legal Lot Number	5
Jurisdiction	JEFFERSON NE
Township / Civil Division	NEWTON
Census Block Group	3
Census Block	3226
Census Tract	963600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Steele City Historic District listed 1972 · 8 contributing resources · NRIS 72000752

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jefferson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E MAIN ST, STEELE CITY, NE 68440-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2012 · Amount on Record
Deed Sale	Mar 2, 2012 · Amount on Record
Deed Book / Page	129 / 355
Last Transfer Date	Feb 24, 2023
Transfer Doc	0000000192
Record Updated	Oct 29, 2026

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NE
Property Address	401 E MAIN ST, STEELE CITY, NE 68440-4007
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000230/98
Date	Oct 2, 2015
Book Page	230/98
Instrument	2015-01139

Lender

Name	FIRST NATIONAL BANK OF FAIRBURY
Type	Bank
Address	FAIRBURY, NE 68352

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Sep 23, 2025

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Jefferson County
Municipality	Steele City Village
Unified School District	Diller-Odell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,310 (+25%) Land $1,250 Building $45,060	$46,310 (+25%) Land $1,250 Building $45,060
2025	$411.00 (-9.87%)	$37,048 (+22.83%) Land $1,000 Building $36,048	$37,048 (+22.83%) Land $1,000 Building $36,048
2023	$456.00	$30,163 Land $300 Building $29,863	$30,163 Land $300 Building $29,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF STEELE CITY serves 60 people · EPA ID NE3109502
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	14 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
Diode Cable Company Fixed Wireless	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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