401 E Main St, Morganton, NC 28655 Property Records

Burke County property record for 401 E Main St, Morganton, NC 28655 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage2,428 sqft Living Area
Lot Size32,670 sqft (0.75 acres)
OccupancyOwner Occupied
Last Sale$117,000 (2017)
Tax Bill$1,975.00 (2025)

Property Details

APN / Parcel Number

Primary APN1773711255
Alternative APN
  • 9634

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,428 sqft Living Area
1st Floor1,719 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1985
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area32,670 sqft (0.75 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area950 sqft Garage
Deck Area220 sqft Deck
Patio Area220 sqft Patio
Porch Area424 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address401 E MAIN ST
CityMORGANTON
StateNC
Zip28655-0027
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description401 E MAIN ST MORGANTON, NC 28655
JurisdictionBURKE NC
Minor Civil DivisionSILVER CREEK
Census Blockgroup4
Census Block4042
Census Tract20301

Owner

Source: Burke County records · APN 1773711255

Assessment roll updated September 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 E MAIN ST, MORGANTON, NC 28655-0027
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2026Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK
Apr 01, 2026Deed of Trust · Line of Credit
SOUTH STATE BANK
Sep 01, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2017 · Amount on Record
Deed SaleSep 01, 2017 · Amount on Record
Deed Doc Number20177914
Deed Book / Page2309 / 707
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateApr 01, 2026
Property Address401 E MAIN ST, MORGANTON, NC 28655-0027
Document Number0026002823
Book / Page2863 / 839
Instrument DateApr 01, 2026
Instrument202626002823
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address401 E MAIN ST, CHERRYVILLE, NC 28021-3412

Mortgage

Document Number0026002823,
DateApr 01, 2026
Book Page2863/839
Instrument202626002823
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 01, 2031
Interest
Rate6%
Max Rate-1%

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateApr 01, 2026
Property Address401 E MAIN ST, MORGANTON, NC 28655-0027
Document Number0026002823
Book / Page2863 / 839
Instrument DateApr 01, 2026
Instrument202626002823
Record UpdatedApr 09, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address401 E MAIN ST, CHERRYVILLE, NC 28021-3412

Mortgage

Document Number0026002823,
DateApr 01, 2026
Book Page2863/839
Instrument202626002823
Lender
NameSOUTH STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 01, 2031
Interest
Rate6%
Max Rate-1%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateSep 01, 2017
Property Address401 E MAIN ST, MORGANTON, NC 28655-0027
Document Number0023090707
Book / Page2309 / 0707
Instrument DateAug 31, 2017
Instrument2017007914
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$234.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E MAIN ST, MORGANTON, NC 28655-0027

Mortgage

Document Number2017007915
DateSep 01, 2017
Instrument2017007915
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityGlen Alpine Town
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,975.00 (-3.75%)$231,119 (-) Land $21,850 Building $209,269$231,119 (-) Land $21,850 Building $209,269
2023$2,052.00$231,119 Land $21,850 Building $209,269$231,119 Land $21,850 Building $209,269

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