Chester County property record for 401 E Main St, Henderson, TN 38340 · Last verified July 2026
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 0.5 ba · 1,531 sqft · built 1994 |
| Lot Size | 0.29 acres (12,740 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Jun 2009) |
| Tax Bill | $1,150 (2026) |
| Deeds & Mortgages | Oct 2020 Loan Modification Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 012034P A 03800 |
| Primary APN | 012034P A 03800 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,531 sqft Total Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 12,740 sqft (0.29 acres) |
| Lot Dimensions | 130 ft deep x 98 ft wide |
| Canopy | 125 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 E MAIN ST |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-2439 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DISTRICT: 06, COUNTY AREA: H70 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970200 |
Source: Chester County records · APN 012034P A 03800
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 349 MARNIE LOOP, HENDERSON, TN 38340-1628 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2020 | Loan Modification, Mortgage CENTENNIAL BK |
| Jul 23, 2020 | Loan Modification, Mortgage CENTENNIAL BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 19, 2009 · Amount on Record |
| Deed Sale | Jun 19, 2009 · Amount on Record |
| Prior Sale | Nov 27, 2007 · Amount on Record |
| Deed Book / Page | 329 / 577 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 401 E MAIN ST, HENDERSON, TN 38340-2439 |
| Document Number | 0004650215 |
| Instrument Date | Oct 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 401 E MAIN ST HENDERSON TN 383402439, HENDERSON, TN 38340-2439 |
| Document Number | 0004650215 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 000465/000215 |
| Instrument | 65378 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | HENDERSON, TN 38340 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Oct 04, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 401 E MAIN ST, HENDERSON, TN 38340-2439 |
| Document Number | 0004610734 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 401 E MAIN ST HENDERSON TN 383402439, HENDERSON, TN 38340-2439 |
| Document Number | 0004610734 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 000461/000734 |
| Instrument | 64717 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | HENDERSON, TN 38340 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 23, 2021 |
Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,150.00 | $56,480 (-) | $141,200 (-) Land $73,500 Building $67,700 |
| 2025 | $1,150.00 (-0.52%) | $56,480 (+21.51%) | $141,200 (+21.51%) Land $73,500 Building $67,700 |
| 2023 | $1,156.00 | $46,480 | $116,200 Land $61,300 Building $54,900 |
Source: FEMA National Flood Hazard Layer, Chester County (47023C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Aeneas Communications | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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