401 E Main St, Geneseo, IL 61254 Property Records

Henry County property record for 401 E Main St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 768 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (May 2017)
Tax Bill	$4,954 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-255-021`

Property Details

APN / Parcel Number

Primary APN	`08-21-255-021`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	198 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	401 E MAIN ST
City	GENESEO
State	IL
Zip	61254-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W66 OF E99 LT 4 BLK 2 W T ALLANS ADD CITY OF GENESEO
Legal Subdivision	ALLANS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3024
Census Tract	30302

Owner

Source: Henry County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 E MAIN ST, GENESEO, IL 61254-1547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Quit Claim Deed, Transfer · Conventional Mortgage BLACKHAWK BANK & TRUST
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Deed Document Number	201720-1702580
Last Transfer Date	Dec 26, 2021
Transfer Doc	0002108513
Record Updated	Sep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Dec 29, 2021
Property Address	401 E MAIN ST, GENESEO, IL 61254-1547
Document Number	0000008513
Instrument Date	Dec 26, 2021
Instrument	20-2108513
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	401 E MAIN ST, GENESEO, IL 61254-1547

Mortgage

Document Number	0000000275
Date	Dec 29, 2021
Instrument	20-2200275

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	182 Months
Due	Feb 1, 2037

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 4, 2017
Property Address	401 E MAIN ST, GENESEO, IL 61254-1547
Document Number	0000002580
Instrument Date	May 1, 2017
Instrument	20-1702580
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 E MAIN ST, GENESEO, IL 61254-1547

Mortgage

Document Number	0000002581
Date	May 4, 2017
Instrument	20-1702581

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,954.00 (+5.02%) Homeowner's exemption	$68,192 (+6.5%) Land $8,281 Building $59,911	$204,576 (+6.5%) Land $24,843 Building $179,733
2024	$4,717.00 (+23.35%)	$64,030 (+18.15%) Land $7,776 Building $56,254	$192,090 (+18.15%) Land $23,328 Building $168,762
2022		$54,196 Land $6,582 Building $47,614	$162,588 Land $19,746 Building $142,842
2021	$3,824.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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