401 E Main St, Gatesville, TX 76528 Property Records

Coryell County property record for 401 E Main St, Gatesville, TX 76528

Property Summary

Property Type	Commercial
Details	14,000 sqft · built 2002
Lot Size	0.403 acres (17,559 sqft)
Owner	Company Name on Record
Tax Bill	$8,822 (2025)
Deeds & Mortgages	Nov 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0-98-41-0000`

Property Details

APN / Parcel Number

Primary APN	`0-98-41-0000`
Alternative APN	`114072`

Interior

Stories	1 Story
Building Area	14,000 sqft Gross Area
1st Floor Area	14,000 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	17,559 sqft (0.403 acres)
Lot Depth	130 ft Depth

Location & Zoning

Street Address	401 E MAIN ST
City	GATESVILLE
State	TX
Zip	76528
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN GATESVILLE, BLOCK 62-63, LOT 1 S PT, ACRES .4031
Legal Subdivision	ORIGINAL TOWN GATESVILLE
Legal Tract	1 S PT
Legal Block	62-63
Legal Lot Number	1
Jurisdiction	CORYELL TX
Township / Civil Division	GATESVILLE
Census Block Group	1
Census Block	1028
Census Tract	10300

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	225 N INDUSTRIAL DR, WACO, TX 76710-7029
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	401 E MAIN ST, GATESVILLE, TX 76528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 N INDUSTRIAL DR, WACO, TX 76710-7029

Mortgage

Document Number	331508
Date	Nov 2, 2020
Instrument	331508

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Type	Stand-Alone Second Mortgage

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Gatesville City
Unified School District	Gatesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,822.00 (-1.25%) Homeowner's exemption	$455,220 (-27.16%) Land $70,940 Building $384,280	$455,220 (-27.16%) Land $70,940 Building $384,280
2024	$8,934.00 (-22.27%)
2023	$11,493.00 (+8.02%) Homeowner's exemption	$625,000 Land $69,360 Building $555,640	$625,000 Land $69,360 Building $555,640
2022	$10,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GATESVILLE serves 16,135 people · EPA ID TX0500002
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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