401 E Main St, Denison, TX 75021 Property Records

Grayson County property record for 401 E Main St, Denison, TX 75021

Property Summary

Property TypeCommercial
Details2,570 sqft · built 1989
Lot Size1.29 acres (56,192 sqft)
OwnerCompany Name on File
Tax Bill$8,782 (2024)
Deeds & MortgagesDec 2019 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APND015 310205801

Property Details

APN / Parcel Number

Primary APND015 310205801
Alternative APN
  • 142550

Interior

Stories1 Story
Building Area2,570 sqft Gross Area
1st Floor Area2,570 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area56,192 sqft (1.29 acres)
Lot Dimensions200 ft deep x 280 ft wide
Canopy2,024 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address401 E MAIN ST
CityDENISON
StateTX
Zip75021-2821
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionL G R & T, BLOCK PT 31, 200 X 280, ACRES 1.29
Legal SubdivisionL G R & T
Legal Block31
Legal Lot NumberG
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2006
Census Tract200

Owner

Source: Grayson County records · APN D015 310205801

Assessment roll updated August 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address401 E MAIN ST, WHITESBORO, TX 76273-1805
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Vendor's Lien, Transfer · Commercial Mortgage
FIRST IC BANK
Feb 28, 2019Grant Deed, Mortgage
FIRSTBANK
Oct 18, 2017Deed of Trust, Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2020
Deed SaleMay 01, 2020
Prior SaleDec 19, 2019 · Amount on Record
Deed Document Number202010397
Record UpdatedJun 08, 2026

December 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateDec 19, 2019
Property Address401 E MAIN ST, DENISON, TX 75021-2821
Document Number0000030739
Instrument DateDec 16, 2019
Instrument2019-00030739
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyPROVIDENT TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E MAIN ST, DENISON, TX 75021-2821

Mortgage

Document Number0000030740
DateDec 19, 2019
Instrument2019-00030740
Lender
NameFIRST IC BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionGRAYSON TX
Recording DateFeb 28, 2019
Property Address401 E MAIN ST, DENISON, TX 75021-2821
Instrument DateFeb 27, 2019
Instrument4223
Transaction TypeMortgage
Record UpdatedMar 15, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10151 TATE LN FRISCO TX 750330112, FRISCO, TX 75033-0112

Mortgage

Document Number0000004223
DateFeb 28, 2019
Instrument4223
Lender
NameFIRSTBANK
TypeBank
Address701 S MISSISSIPPI AVE, ATOKA, OK 74525-3310
Agreement
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address401 E MAIN ST, DENISON, TX 75021-2821
Document Number0000024030
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 819 SHERMAN TX 750910819, SHERMAN, TX 75091-0819

Mortgage

Document Number0000024030
DateOct 30, 2017
Instrument24030
Lender
NameFIRSTBANK
TypeBank
AddressATOKA, OK 74525
Agreement
AmountAmount Recorded
Term240 Months
DueOct 29, 2037

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 11, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$390,498 (+23.96%) Land $130,479 Building $260,019$390,498 (+23.96%) Land $130,479 Building $260,019
2024$8,782.00 (+23.99%)
2023$315,017 Land $92,043 Building $222,974$315,017 Land $92,043 Building $222,974
2022$7,083.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Clarity Telecom
Fiber
5,000 / 5,000
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Texoma Communications.

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF DENISON
serves 27,500 people
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Main St

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