Johnston County property record for 401 E Main St, Clayton, NC 27520 · Last verified May 2026
| Property Type | Restaurant |
|---|---|
| Details | 12,900 sqft · built 1910 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Company Name on File |
| Tax Bill | $16,315 (2025) |
| Deeds & Mortgages | Apr 2026 Construction Loan Apr 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000206997 |
| Primary APN | 2000206997 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 30 Plumbing Fixtures |
|---|---|
| Units | 22 Units |
| Stories | 2 Stories |
| Building Area | 12,900 sqft Total Area |
| 1st Floor Area | 6,200 sqft |
| Office | 920 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Urethane Foam |
| Lot Area | 32,234 sqft (0.74 acres) |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 924 sqft |
| Canopy | 1,679 sqft |
| Storage Building | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000206997 |
|---|---|
| Street Address | 401 E MAIN ST |
| City | CLAYTON |
| State | NC |
| Zip | 27520-2567 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | LOTS 2-4 AND ADJ LOT LB 6/26 - M11 L16 |
| Legal Subdivision | DIVISION OF TRACT 2 |
| Legal Lot Number | 2-4 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 5 |
| Census Block | 5040 |
| Census Tract | 41001 |
Source: Johnston County records · APN 2000206997
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 6309, RALEIGH, NC 27628-6309 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARMERS AND MERCHANTS BANK |
| Apr 27, 2021 | Deed of Trust, Mortgage · Construction Mortgage COGENT BANK |
| May 07, 2019 | Trustee's Deed, Transfer · Line of Credit PINNACLE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 05, 2000 |
| Deed Sale | Oct 05, 2000 |
| Deed Book / Page | 1977 / 780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 401 E MAIN ST, CLAYTON, NC 27520-2567 |
| Document Number | 0000013181 |
| Book / Page | 7098 / 971 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202613181 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000013181, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 7098/971 |
| Instrument | 202613181 |
| Name | FARMERS AND MERCHANTS BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 27, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 401 E MAIN ST, CLAYTON, NC 27520-2567 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3708 FORESTVIEW RD, RALEIGH, NC 27612-8042 |
| Document Number | 0000746031 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 5913/787 |
| Instrument | 2021746031 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27612 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | May 07, 2019 |
| Property Address | 401 E MAIN ST, CLAYTON, NC 27520-2567 |
| Document Number | 0000611193 |
| Book / Page | 005342 / 000970 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 611193 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 6309 RALEIGH NC 276286309, RALEIGH, NC 27628-6309 |
| Document Number | 611194 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 005342/000973 |
| Instrument | 611194 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | 3515 GLENWOOD AVE, RALEIGH, NC 27612-4934 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Johnston County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Clayton Town |
| Unified School District | Johnston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,315.00 (-18.59%) | $1,615,440 (+3.98%) Land $344,990 Building $1,270,450 | $1,615,440 (+3.98%) Land $344,990 Building $1,270,450 |
| 2023 | $20,040.00 | $1,553,550 Land $172,500 Building $1,381,050 | $1,553,550 Land $172,500 Building $1,381,050 |
Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010410015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Clayton Historic District listed 2010 · 274 contributing resources · NRIS 10000314 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| T-Mobile USA | Fiber | 5,000 / 5,000 |
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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