401 E Main St, Cary, IL 60013 Property Records

McHenry County property record for 401 E Main St, Cary, IL 60013 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1927
Square Footage941 sqft Living Area
Lot Size14,242 sqft (0.327 acres)
OccupancyOwner Occupied
Last Sale$238,000 (2025)
Tax Bill$4,665.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-17-254-005

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area941 sqft Living Area
1st Floor941 sqft 1st Floor
Basement Area941 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleRanch Style
Lot Area14,242 sqft (0.327 acres)
Depth X Width267 ft x 53 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address401 E MAIN ST
CityCARY
StateIL
Zip60013
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDOC 2005R0069657 LT 6 BLK 1 MOUNT MORIAH SUB
Legal SubdivisionMOUNT MORIAH SUB
Legal Block1
Legal Lot Number6
JurisdictionMCHENRY IL
Minor Civil DivisionALGONQUIN
Census Blockgroup2
Census Block2002
Census Tract871307

Owner

Source: McHenry County records · APN 20-17-254-005

Assessment roll updated March 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 E MAIN ST, CARY, IL 60013
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 03, 2025Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2025 · Amount on Record
Deed SaleFeb 12, 2025 · Amount on Record
Prior SaleAug 22, 2005 · Amount on Record
Deed Doc Number20253665
Last Transfer DateSep 01, 2025
Transfer Doc0000027382
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address401 E MAIN ST, CARY, IL 60013
Transaction TypeMortgage
Record UpdatedJan 19, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000294
DateJan 06, 2026
Instrument2026R0000294
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateOct 03, 2025
Property Address401 E MAIN ST, CARY, IL 60013
Document Number0000027382
Map ReferenceDOC 47533
Instrument DateSep 01, 2025
Instrument2025R0027382
Transaction TypeTransfer
Record UpdatedOct 22, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1514 N SHORE DR, CLEAR LAKE, IA 50428-1239

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E MAIN ST, CARY, IL 60013

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,665.00 Homeowner's exemption$71,867 (+41.35%) Land $19,511 Building $52,356$215,601 (+41.35%) Land $58,533 Building $157,068
2022Homeowner's exemption$50,844 Land $6,496 Building $44,348$152,532 Land $19,488 Building $133,044

Nearby Properties on E Main St

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