401 E Main St, Bullard, TX 75757 Property Records

Smith County property record for 401 E Main St, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,381 sqft · built 1906
Lot Size	0.587 acres (25,570 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R005539`

Property Details

APN / Parcel Number

Primary APN	`R005539`
Alternative APN	`1-10020-0028-00-002000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,381 sqft Heated Area
1st Floor Area	2,381 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	25,570 sqft (0.587 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R005539
Street Address	401 E MAIN ST
City	BULLARD
State	TX
Zip	75757-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOUGLAS BLOCK 28 LOT 2
Legal Subdivision	DOUGLAS
Legal Block	28
Legal Lot Number	2
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1046
Census Tract	1915

Owner

Source: Smith County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 W MAIN ST, BULLARD, TX 75757-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2020	Deed of Trust, Mortgage LEGACY MTG GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2015
Deed Sale	Sep 25, 2015
Prior Sale	Feb 25, 2011
Deed Document Number	WDVL 45151
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	401 E MAIN ST, BULLARD, TX 75757-5351
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001011600
Date	Mar 25, 2022
Instrument	202201011600

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	401 W MAIN ST, BULLARD, TX 75757-5233
Document Number	0000005573
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 W MAIN ST BULLARD TX 757575233, BULLARD, TX 75757-5233

Mortgage

Document Number	0000005573
Date	Feb 14, 2020
Instrument	5573

Lender

Name	LEGACY MTG GROUP
Address	TYLER, TX 75703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,875.00 (+2.16%) Homeowner's exemption	$332,809 (+32.3%) Land $63,270 Building $269,539	$332,809 (+32.3%) Land $63,270 Building $269,539
2024	$4,772.00 (+13.86%)
2023	$4,191.00 (-11.73%) Homeowner's exemption	$251,550 Land $19,760 Building $231,790	$251,550 Land $19,760 Building $231,790
2022	$4,748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BULLARD serves 4,500 people · EPA ID TX2120006
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CCECA Broadband.

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