401 E Main St, #407, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 401 E Main St, #407, Charlottesville, VA 22902

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	17,113 sqft · built 1963
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Tax Bill	$32,182 (2026)
Flood Zone	Zone X (minimal risk)
APN	`530059000`

Property Details

APN / Parcel Number

Primary APN	`530059000`
Alternative APN	`53328`

Interior

Stories	1 Story
Building Area	17,113 sqft Gross Area
1st Floor Area	4,920 sqft
Basement Area	4,920 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	401 E MAIN ST, 407
City	CHARLOTTESVILLE
State	VA
Zip	22902-5235
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	DX
Legal Description	LOT
Legal Subdivision	CT SQ & CENTRAL BUSINESS DIST
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	1
Census Block	1029
Census Tract	1000

Owner

Source: Charlottesville City records · APN 530059000

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	112 W MAIN ST, 5, CHARLOTTESVILLE, VA 22902-5084
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 1995
Deed Sale	Jun 01, 1995
Prior Sale	Sep 28, 1988 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,182.00 (+1.66%)	$3,234,800 (-1.28%) Land $1,098,600 Building $2,136,200	$3,234,800 (-1.28%) Land $1,098,600 Building $2,136,200
2025		$3,276,700 (+0.2%) Land $1,098,600 Building $2,178,100	$3,276,700 (+0.2%) Land $1,098,600 Building $2,178,100
2023	$31,656.00 (+20.07%)	$3,270,300 Land $1,098,600 Building $2,171,700	$3,270,300 Land $1,098,600 Building $2,171,700
2022	$26,365.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.