Boone County property record for 401 E Lincoln Ave, Belvidere, IL 61008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,066 sqft · built 1875 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Aug 2026) |
| Tax Bill | $7,361 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Construction Loan Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-25-301-002 |
| Primary APN | 05-25-301-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,066 sqft Living Area |
| Gross Area | 4,401 sqft |
| 1st Floor Area | 4,401 sqft |
| Basement Area | 1,335 sqft |
| Unfinished Basement | 1,335 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 445 ft deep x 78 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 05-05-25-301-002 |
|---|---|
| Street Address | 401 E LINCOLN AVE |
| City | BELVIDERE |
| State | IL |
| Zip | 61008-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25-44-3 LT 24 PT OF ASSRS ADD 401 E LINCOLN AVE |
| Legal Subdivision | ASSRS ADD |
| Legal Lot Number | 24 |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BELVIDERE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10101 |
401 E Lincoln Ave is owned and occupied by two individuals who bought it in August 2026.
Source: Boone County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 E LINCOLN AVE, BELVIDERE, IL 61008-2838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Construction Loan · Construction Mortgage FIRST MID BK&TR NA |
| Mar 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on File |
| Deed Sale | Aug 3, 2026 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Aug 3, 2026 |
| Property Address | 401 E LINCOLN AVE, BELVIDERE, IL 61008-2838 |
| Instrument Date | Jul 28, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2026 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 E LINCOLN AVE, BELVIDERE, IL 61008-2838 |
| Date | Aug 3, 2026 |
|---|
| Name | FIRST MID BK&TR NA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 401 E LINCOLN AVE, BELVIDERE, IL 61008-2838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2024R00935 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024R00935 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10.1% |
The 2025 property tax bill for 401 E Lincoln Ave was $7,361 with a homeowner's exemption.
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Belvidere Township |
| Municipality | Belvidere City |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,361.00 Homeowner's exemption | $98,425 (+7.14%) Land $5,860 Building $92,565 | $295,275 (+7.14%) Land $17,580 Building $277,695 |
| 2024 | $91,869 Land $5,860 Building $86,009 | $275,607 Land $17,580 Building $258,027 | |
| 2022 | $7,216.00 | $76,952 Land $9,376 Building $67,576 | $230,856 Land $28,128 Building $202,728 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 E Lincoln Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 E Lincoln Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVIDERE serves 25,339 people · EPA ID IL0070050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures