Douglas County property record for 401 E Lake St, Osakis, MN 56360 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,128 sqft Living Area |
| Lot Size | 10,652 sqft (0.245 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,000 (2025) |
| Tax Bill | $2,796.00 (2026) |
| Primary APN | 93-0201-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 1,128 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 10,652 sqft (0.245 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 863 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 728 sqft Garage |
| Deck Area | 32 sqft Deck |
| Patio Area | 35 sqft Patio |
| Porch | Open Porch |
| Street Address | 401 E LAKE ST |
|---|---|
| City | OSAKIS |
| State | MN |
| Zip | 56360-8268 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC-25 TWP-128 RANG-36 CLARKS ADDN LOTS 11 & 12 BLOCK 1 |
| Legal Range | 36 |
| Legal Township | 128 |
| Legal Section | 25 |
| Legal Subdivision | CLARKS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 11,12 |
| Jurisdiction | DOUGLAS MN |
| Minor Civil Division | OSAKIS |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 450800 |
Source: Douglas County records · APN 93-0201-000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 E LAKE ST, OSAKIS, MN 56360-8268 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Nov 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2018 · Amount on Record |
| Deed Doc Number | 2025468698 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Property Address | 401 E LAKE ST, OSAKIS, MN 56360-8268 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000432960 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 432960 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Recording Date | Nov 24, 2025 |
| Property Address | 401 E LAKE ST, OSAKIS, MN 56360-8268 |
| Document Number | 000A468698 |
| Instrument Date | Nov 21, 2025 |
| Instrument | A468698 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MAIN STREET TITLE AND CLOSING LL, MAIN STREET TTL & CLOSINGS L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 E LAKE ST, OSAKIS, MN 56360-8268 |
| Document Number | 000A468699 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | A468699 |
| Name | CENTRAL MINNESOTA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS MN |
| Recording Date | Dec 14, 2018 |
| Property Address | 401 E LAKE ST, OSAKIS, MN 56360-8268 |
| Document Number | 405886 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 405886 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Title Company | INTEGRITY TITLE, INTEGRITY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E LAKE ST, OSAKIS, MN 56360-8268 |
| Document Number | 405887 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 405887 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Douglas County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Douglas County |
| Municipality | Osakis City |
| Unified School District | Osakis Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,796.00 (+3.4%) | $231,300 (+1.72%) Land $17,400 Building $213,900 | $231,300 (+1.72%) Land $17,400 Building $213,900 |
| 2025 | $227,400 (+8.86%) Land $17,400 Building $210,000 | $227,400 (+8.86%) Land $17,400 Building $210,000 | |
| 2024 | $2,704.00 (-0.37%) | ||
| 2023 | $2,714.00 Homeowner's exemption | $208,900 Land $16,500 Building $192,400 | $208,900 Land $16,500 Building $192,400 |
Source: FEMA National Flood Hazard Layer, Douglas County (27041C), updated November 18, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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