401 E Henry St, Cambridge, IL 61238 Property Records

Henry County property record for 401 E Henry St, Cambridge, IL 61238 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 504 sqft · built 1918
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$140,500 (Feb 2025)
Tax Bill	$798 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-280-004`

Property Details

APN / Parcel Number

Primary APN	`18-07-280-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	504 sqft Total Area
1st Floor Area	336 sqft
Basement Area	336 sqft
Unfinished Basement	782 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	66 ft deep x 154 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	401 E HENRY ST
City	CAMBRIDGE
State	IL
Zip	61238-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W154 LT 12 BLK 11 GOULDS ADD VILLAGE OF CAMBRIDGE
Legal Subdivision	GOULDS ADD
Legal Block	11
Legal Lot Number	12
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	4
Census Block	4023
Census Tract	30202

Owner

Source: Henry County records · APN 18-07-280-004

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 E HENRY ST, CAMBRIDGE, IL 61238-1171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Apr 24, 2023	Warranty Deed, Transfer · Line of Credit BANKORION
Apr 04, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 18, 2022	Legal Action/Court Order, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	2025640
Last Transfer Date	Dec 05, 2025
Transfer Doc	0000006116
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Dec 12, 2025
Property Address	401 E HENRY ST, CAMBRIDGE, IL 61238-1171
Document Number	0000006116
Instrument Date	Dec 05, 2025
Instrument	20-2506116
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E HENRY ST, CAMBRIDGE, IL 61238-1171

Mortgage

Document Number	0000006117
Date	Dec 12, 2025
Instrument	20-2506117

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 24, 2023
Property Address	401 E HENRY ST, CAMBRIDGE, IL 61238-1171
Document Number	0000001755
Instrument Date	Apr 17, 2023
Instrument	20-2301755
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$20.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3723 KENWOOD AVE, DAVENPORT, IA 52807-2352

Mortgage

Document Number	0000001756
Date	Apr 24, 2023
Instrument	20-2301756

Lender

Name	BANKORION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 21, 2030

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 04, 2022
Property Address	401 E HENRY ST, CAMBRIDGE, IL 61238-1171
Document Number	0000001930
Instrument Date	Mar 16, 2022
Instrument	20-2201930
Transaction Type	Transfer
Record Updated	Apr 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST DOUGLASS RD130A, 1600, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1091 PFINGSTEN RD, NORTHBROOK, IL 60062-3315

January 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HENRY IL
Recording Date	Jan 18, 2022
Property Address	401 E HENRY ST, CAMBRIDGE, IL 61238-1171
Document Number	0000000400
Instrument Date	Jan 06, 2022
Instrument	20-2200400
Transaction Type	Foreclosure
Record Updated	Feb 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Municipality	Cambridge Village
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00 (-35.59%)	$8,856 (-46.02%) Land $6,123 Building $2,733	$26,568 (-46.02%) Land $18,369 Building $8,199
2022		$16,406 Land $5,306 Building $11,100	$49,218 Land $15,918 Building $33,300
2021	$1,239.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

401 E Henry St, Cambridge, IL 61238 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2022: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2022: Legal Action/Court Order, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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