Vermillion County property record for 401 E Ferry St, Cayuga, IN 47928 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 953 sqft · built 1958 |
| Lot Size | 0.968 acres (42,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,429 (Oct 2025) |
| Tax Bill | $1,266 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 006-012-0004-00 |
| Primary APN | 006-012-0004-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 953 sqft Living Area |
| 1st Floor Area | 953 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 42,149 sqft (0.968 acres) |
| Lot Dimensions | 150 ft deep x 51 ft wide |
| Garage Type | Mixed |
| Garage Area | 2,200 sqft |
| Parking Spaces | 9 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000983924 |
|---|---|
| Street Address | 401 E FERRY ST |
| City | CAYUGA |
| State | IN |
| Zip | 47928-8092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F LINDLEY ADD LOTS 505 - 510 |
| Legal Subdivision | F LINDLEY ADD |
| Legal Lot Number | 505 |
| Jurisdiction | VERMILLION IN |
| Township / Civil Division | EUGENE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 20100 |
Source: Vermillion County records · APN 006-012-0004-00
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 E FERRY ST, CAYUGA, IN 47928-8092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Deed Document Number | 20251825 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VERMILLION IN |
| Recording Date | Oct 10, 2025 |
| Property Address | 401 E FERRY ST, CAYUGA, IN 47928-8092 |
| Document Number | 2025001825 |
| Instrument Date | Oct 07, 2025 |
| Instrument | 2025001825 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 E FERRY ST, CAYUGA, IN 47928-8092 |
| Document Number | 2025001826 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 2025001826 |
| Name | WOLF FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: Vermillion County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Cayuga Town |
| County | Vermillion County |
| County Subdivision | Eugene Township |
| Unified School District | North Vermillion Community School Corporation (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,266.00 (+180.09%) Homeowner's exemption | $119,700 (+36.64%) Land $11,100 Building $108,600 | $119,700 (+36.64%) Land $11,100 Building $108,600 |
| 2024 | $452.00 (-47.01%) Homeowner's exemption | $87,600 (-0.57%) Land $11,100 Building $76,500 | $87,600 (-0.57%) Land $11,100 Building $76,500 |
| 2023 | $88,100 (+1.73%) Land $11,100 Building $77,000 | $88,100 (+1.73%) Land $11,100 Building $77,000 | |
| 2022 | $853.00 Homeowner's exemption | $86,600 Land $8,500 Building $78,100 | $86,600 Land $8,500 Building $78,100 |
Source: FEMA National Flood Hazard Layer, Vermillion County (18165C), updated February 4, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181650201003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Feb 2008, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Joink | Fiber | 1,000 / 1,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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