401 E F St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 401 E F St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,147 sqft · built 1920
Lot Size0.267 acres (11,628 sqft)
OwnerIndividual Name on File
Last Sale$69,000 (Nov 1998)
Tax Bill$1,516 (2023)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5613 67 5001

Property Details

APN / Parcel Number

Primary APN5613 67 5001
Alternative APNs
  • 04039 0142.800000
  • 3804250

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,147 sqft Living Area
Gross Area1,297 sqft
1st Floor Area1,147 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,628 sqft (0.267 acres)
Lot Dimensions114 ft deep x 102 ft wide
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3804250
Street Address401 E F ST
CityKANNAPOLIS
StateNC
Zip28083-4940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLT 90 KANNAPOLIS
Legal SubdivisionKANNAPOLIS MIDDLE SCHOOL
Legal Lot Number90
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group2
Census Block2029
Census Tract40800

Owner

401 E F St is owned and occupied by an individual who bought it in November 1998.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address401 E F ST, KANNAPOLIS, NC 28083-4940
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 1998 · Amount on File
Deed SaleNov 13, 1998 · Amount on File
Prior SaleJul 1, 1988 · Amount on File
Deed Book / Page2357 / 185
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address401 E F ST, KANNAPOLIS, NC 28083-4940
Transaction TypeMortgage
Record UpdatedNov 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15620170
DateNov 1, 2021
Book Page15620/170
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
AddressASHEBORO, NC 27203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,690 Land $48,000 Building $148,690
2024$196,690 (+77.77%) Land $48,000 Building $148,690
2023$1,516.00$110,640 Land $30,000 Building $80,640$110,640 Land $30,000 Building $80,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E F St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E F St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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