401 E Elm St, Waltonville, IL 62894 Property Records

Jefferson County property record for 401 E Elm St, Waltonville, IL 62894

Property Summary

Property Type	Single Family Home
Lot Size	0.344 acres (15,003 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (Jul 2023)
Tax Bill	$477 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-06-109-002`

Property Details

APN / Parcel Number

Primary APN	`14-06-109-002`

Exterior

Lot Area	15,003 sqft (0.344 acres)

Location & Zoning

Street Address	401 E ELM ST
City	WALTONVILLE
State	IL
Zip	62894-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIRONS & GILBERT ADD LOTS 112 & 113
Legal Subdivision	HIRONS AND GILBERT ADDITION
Legal Lot Number	112-113
Jurisdiction	JEFFERSON IL
Township / Civil Division	ELK PRAIRIE
Census Block Group	4
Census Block	4028
Census Tract	50300

Owner

401 E Elm St is owned and occupied by an individual who bought it in July 2023.

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 E ELM ST, WALTONVILLE, IL 62894-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 11, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO
Jan 31, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	20232452
Prior Transfer Date	Jan 30, 2017
Prior Transfer Doc	201700416
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Recording Date	May 21, 2026
Property Address	401 E ELM ST, WALTONVILLE, IL 62894-1232
Document Number	0000001897
Instrument Date	May 15, 2026
Instrument	20261897
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E ELM ST, WALTONVILLE, IL 62894-1232

Mortgage

Document Number	0000001897,
Date	May 21, 2026
Instrument	20261897

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Aug 1, 2053

Interest

Rate	6.3%
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jul 11, 2023
Property Address	401 E ELM ST, WALTONVILLE, IL 62894-1232
Document Number	0202302452
Instrument Date	Jul 7, 2023
Instrument	202302452
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 WESTMONT ST APT 2, 2, MOUNT VERNON, IL 62864-6263

Mortgage

Document Number	0202302453
Date	Jul 11, 2023
Instrument	202302453

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0202302454
Date	Jul 11, 2023
Instrument	202302454

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Aug 28, 2017
Property Address	401 E ELM ST, WALTONVILLE, IL 62894-1232
Document Number	201704058
Instrument Date	Aug 23, 2017
Instrument	201704058
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8539 BEAUCOUP TOWNSHIP LINE RD, 8539, ASHLEY, IL 62808-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 E ELM ST, WALTONVILLE, IL 62894-1233

Mortgage

Document Number	0201704059
Date	Aug 28, 2017
Instrument	201704059

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON IL
Recording Date	Jan 31, 2017
Property Address	401 E ELM ST, WALTONVILLE, IL 62894-1232
Document Number	201700416
Instrument Date	Jan 30, 2017
Instrument	201700416
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 E ELM ST, 401, WALTONVILLE, IL 62894-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8539 BEAUCOUP TOWNSHIP LINE RD, ASHLEY, IL 62808-1633

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Elm St was $477 with a homeowner's exemption, up 7.7% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Elk Prairie Township
Municipality	Waltonville Village
Unified School District	Waltonville Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$477.00 (+7.67%) Homeowner's exemption	$15,765 (+8%) Land $1,633 Building $14,132	$47,295 (+8%) Land $4,899 Building $42,396
2024	$443.00	$14,597 Land $1,512 Building $13,085	$43,791 Land $4,536 Building $39,255
2022		$11,365 Land $1,177 Building $10,188	$34,095 Land $3,531 Building $30,564
2021	$304.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER COMPANY private · serves 12,040 people · EPA ID IL1895600
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Frontier.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures