401 E Elizabeth St, Delmar, MD 21875 Property Records

Wicomico County property record for 401 E Elizabeth St, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1915
Lot Size	0.32 acres (13,950 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jan 2023)
Tax Bill	$863 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-011241`

Property Details

APN / Parcel Number

Primary APN	`11-011241`
Alternative APN	`011241`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,950 sqft (0.32 acres)
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	011241
Street Address	401 E ELIZABETH ST
City	DELMAR
State	MD
Zip	21875-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	13,950 SQ FT 401 - 403 E ELIZABETH ST DELMAR
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	2
Census Block	2010
Census Tract	10703

Owner

401 E Elizabeth St is owned and occupied by two individuals who bought it in January 2023.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 E ELIZABETH ST, DELMAR, MD 21875-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Deed Book / Page	5210 / 294
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jan 26, 2023
Property Address	401 E ELIZABETH ST, DELMAR, MD 21875-1722
Document Number	0052100294
Book / Page	5210 / 294
Map Reference	MB JAH 7 FO 21
Instrument Date	Jan 18, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E ELIZABETH ST, DELMAR, MD 21875-1722

Mortgage

Document Number	0052100302
Date	Jan 26, 2023
Instrument	5210-0302

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 401 E Elizabeth St was $863 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Delmar Town
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 Land $23,400 Building $177,100	$200,500 Land $23,400 Building $177,100
2025	$863.00 Homeowner's exemption
2023	$837.00	$84,000 Land $23,400 Building $60,600	$84,000 Land $23,400 Building $60,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 E Elizabeth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E Elizabeth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DELMAR serves 4,500 people · EPA ID MD0220001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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