401 E Cottonwood St, Springfield, MN 56087 Property Records

Brown County property record for 401 E Cottonwood St, Springfield, MN 56087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,776 sqft · built 2000
Lot Size	0.333 acres (14,520 sqft)
Owner	Individual Name on Record
Tax Bill	$5,520 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003.170.001.12.120`

Property Details

APN / Parcel Number

Primary APN	`003.170.001.12.120`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Heated Area
Gross Area	2,603 sqft
1st Floor Area	1,305 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	160 ft deep x 138 ft wide
Garage Type	Mixed
Garage Area	2,476 sqft
Porch	Slab
Porch Area	206 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 E COTTONWOOD ST
City	SPRINGFIELD
State	MN
Zip	56087-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON'S ADDITION LOT-012 BLOCK-001 LOTS 12, 14, & 15;EXC 138'X 160' TRACT IN NW CRNR OF LOT 15
Legal Subdivision	JOHNSON'S ADDITION
Legal Block	1
Legal Lot Number	12
Jurisdiction	BROWN MN
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3030
Census Tract	960600

Owner

Source: Brown County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E COTTONWOOD ST, SPRINGFIELD, MN 56087-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN MN
Property Address	401 E COTTONWOOD ST, SPRINGFIELD, MN 56087-2602
Transaction Type	Mortgage
Record Updated	Sep 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421608
Date	Aug 29, 2019
Instrument	421608

Lender

Name	SOUTHPOINT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Brown County assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Brown County
Municipality	Springfield City
Unified School District	Springfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,520.00 (+8.79%) Homeowner's exemption
2025		$303,200 (+0.56%) Land $45,900 Building $257,300	$303,200 (+0.56%) Land $45,900 Building $257,300
2024		$301,500 (+6.05%) Land $45,900 Building $255,600	$301,500 (+6.05%) Land $45,900 Building $255,600
2023	$5,074.00 (+0.63%) Homeowner's exemption	$284,300 (+16.14%) Land $40,000 Building $244,300	$284,300 (+16.14%) Land $40,000 Building $244,300
2022	$5,042.00	$244,800 Land $34,600 Building $210,200	$244,800 Land $34,600 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1983–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 2 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Springfield serves 2,070 people · EPA ID MN1080008
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	18 ppb (2024–2026) action level 15 ppb
Copper	1.44 mg/L (2024–2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20