401 E Cherry St, Payson, AZ 85541 Property Records

Gila County property record for 401 E Cherry St, Payson, AZ 85541 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage4,040 sqft Living Area
Lot Size40,946 sqft (0.94 acres)
GarageAttached, 484 sqft
OccupancyOwner Occupied
Last Sale$289,900 (2019)
Tax Bill$3,252.00 (2025)

Owner

Source: Gila County records · APN 304-02-002Q

Assessment roll updated February 9, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 E CHERRY ST, PAYSON, AZ 85541-5195
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Aug 18, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP
May 25, 2022Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Nov 22, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 22, 2019 · Amount on Record
Deed SaleNov 22, 2019 · Amount on Record
Prior SaleAug 03, 2010 · Amount on Record
Deed Doc Number201912941
Record RefreshedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address401 E CHERRY ST, PAYSON, AZ 85541-5195
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009515
DateAug 14, 2020
Instrument2020-009515
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address401 E CHERRY ST, PAYSON, AZ 85541-5195
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyPIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009620
DateAug 18, 2020
Instrument2020-009620
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateMay 25, 2022
Property Address401 E CHERRY ST, PAYSON, AZ 85541-5195
Document Number0000007094
Instrument DateMay 24, 2022
Instrument2022-007094
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 S TONTO STB, 605, PAYSON, AZ 85541

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 S FRANKLIN PL, PAYSON, AZ 85541-8549

Mortgage

Document Number0000007095
DateMay 25, 2022
Instrument2022-007095
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateNov 22, 2019
Property Address401 E CHERRY ST, PAYSON, AZ 85541-5195
Document Number0000012941
Instrument DateNov 14, 2019
Instrument2019-012941
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address401 E CHERRY ST, 401, PAYSON, AZ 85541-5195

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E CHERRY ST, PAYSON, AZ 85541-5195

Mortgage

Document Number0000012942
DateNov 22, 2019
Instrument2019-012942
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$65,734 (+5.17%) Land $11,390 Building $54,344$657,347 (+5.17%) Land $113,903 Building $543,444
2025$3,252.00 (+7.72%)
2024$62,501 Land $8,485 Building $54,016$625,010 Land $84,851 Building $540,159
2023$3,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-02-002Q
Alternative APNs
  • R030687
  • 030687

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Building Area4,040 sqft Living Area
Gross Area4,524 sqft Gross Area
1st Floor1,068 sqft 1st Floor
Basement Area836 sqft Basement
Finished Basement836 sqft Finished
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof MaterialAsbestos Roof
Lot Area40,946 sqft (0.94 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Deck AreaDeck Area
Patio Area445 sqft Patio
PorchPorch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account NumberR030687
Street Address401 E CHERRY ST
CityPAYSON
StateAZ
Zip85541-5195
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION: 03 TOWNSHIP: 10N RANGE: 10E PT SE4 SW4 SEC 3 T10N R10E; COMM SE COR SW4 SEC 3; TH N 89D 45M 24S W 567.11 TO POB; CONT N 89D 45M 24S 136.15; TH N0D10M 41S W 301.16; TH S 89D 30M 51S E 134.98; TH S0D 24M 10S E 300.60 TO POB; OUT OF 304-02-002L
Legal Range10E
Legal Township10N
Legal Section03
Legal SubdivisionRUSSELL/BENTLEY/GRANITE SUBDIV
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup2
Census Block2064
Census Tract500

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