401 E Chase St, Pensacola, FL 32502 Property Records

Escambia County property record for 401 E Chase St, Pensacola, FL 32502

Property Summary

Property Type	Commercial Office
Details	7.5 ba · 14,560 sqft · built 1962
Lot Size	1.44 acres (63,001 sqft)
Owner	Company Name on Record
Last Sale	$1,029,400 (Nov 2013)
Tax Bill	$18,110 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-001-017`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-001-017`
Alternative APN	`140095000`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Units	4 Units
Stories	1 Story
Building Area	14,560 sqft Gross Area
1st Floor Area	14,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	63,001 sqft (1.44 acres)
View / Lot	Commercial
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	910 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	140095000
Street Address	401 E CHASE ST
City	PENSACOLA
State	FL
Zip	32502-6109
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	GRD
Legal Description	LTS 1 TO 10 15 TO 20 BLK 17 NEW CITY TRACT OR 7099 P 1154
Legal Subdivision	NEW CITY TRACT
Legal Block	17
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1073
Census Tract	801

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 E CHASE ST, 100, PENSACOLA, FL 32502-6160
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage SYMETRA LIFE INSURANCE CO
Nov 8, 2018	Loan Modification, Mortgage · Line of Credit BANK OF PENSACOLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2013 · Amount on Record
Deed Sale	Nov 8, 2013 · Amount on Record
Prior Sale	Dec 31, 2001 · Amount on Record
Deed Document Number	201385773
Deed Book / Page	7099 / 1154
Prior Transfer Date	Jul 13, 2007
Prior Transfer Doc	0061820894
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	401 E CHASE ST, PENSACOLA, FL 32502-6109
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 N PALAFOX ST, PENSACOLA, FL 32502-4839

Mortgage

Document Number	0086231470
Date	Sep 23, 2021
Book Page	8623/1470
Instrument	2021104748

Lender

Name	SYMETRA LIFE INSURANCE CO
Type	Insurance Company
Address	SEATTLE, WA 98124

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 5, 2046

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	401 E CHASE ST, PENSACOLA, FL 32502-6109
Document Number	0079991348
Instrument Date	Nov 8, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 E CHASE ST PENSACOLA FL 325026109, PENSACOLA, FL 32502-6109

Mortgage

Document Number	0079991348
Date	Nov 16, 2018
Book Page	007999/001348
Instrument	91641

Lender

Name	BANK OF PENSACOLA
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,195,559 (+20.61%) Land $756,000 Building $439,559	$1,195,559 (+20.61%) Land $756,000 Building $439,559
2024	$18,110.00 (+1.33%)
2023	$17,872.00 (+1.64%)	$991,245 (+2.56%)	$991,245 (+2.56%) Land $568,260 Building $422,985
2022	$17,583.00	$966,533	$966,533 Land $568,260 Building $398,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	448 units insured incl. 201 condo units
Nearby Flood Claims	54 (2004–2023)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 24 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 27 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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