401 E Burnham Ave, Des Moines, IA 50315 Property Records

Polk County property record for 401 E Burnham Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,943 sqft · built 1994
Lot Size	0.201 acres (8,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Sep 2017)
Tax Bill	$5,052 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`120/04640-418-000`

Property Details

APN / Parcel Number

Primary APN	`120/04640-418-000`
Alternative APN	`782434176012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,943 sqft Living Area
Gross Area	2,909 sqft
1st Floor Area	1,243 sqft
Basement Area	1,182 sqft
Finished Basement	700 sqft
Unfinished Basement	482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,754 sqft (0.201 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	401 E BURNHAM AVE
City	DES MOINES
State	IA
Zip	50315-6399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 SOMERSET
Legal Subdivision	SOMERSET
Legal Lot Number	18
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2001
Census Tract	4702

Owner

Source: Polk County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Nov 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Sep 26, 2017	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	201726275
Deed Book / Page	16660 / 536
Last Transfer Date	Nov 18, 2019
Transfer Doc	0000047910
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Sep 29, 2026
Property Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399
Document Number	0000060131
Book / Page	20672 / 925
Instrument Date	Sep 22, 2026
Instrument	202660131
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399

Mortgage

Document Number	0000060131,
Date	Sep 29, 2026
Book Page	20672/925
Instrument	202660131

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009649
Date	Feb 3, 2022
Book Page	18975/455
Instrument	2022-00009649

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Nov 26, 2019
Property Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399
Document Number	201900047910
Book / Page	17603 / 0779
Instrument Date	Nov 18, 2019
Instrument	2019-00047910
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399

Mortgage

Document Number	201900047911
Date	Nov 26, 2019
Instrument	2019-00047911

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK IA
Recording Date	Sep 26, 2017
Property Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399
Document Number	201700026275
Book / Page	16660 / 536
Instrument Date	Sep 22, 2017
Instrument	2017-00026275
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 E BURNHAM AVE, DES MOINES, IA 50315-6399

Mortgage

Document Number	0000026277
Date	Sep 26, 2017
Book Page	16660/540
Instrument	2017-00026277

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,600 (+14.72%) Land $52,000 Building $242,600	$294,600 (+14.72%) Land $52,000 Building $242,600
2024	$5,052.00 (+3.31%)
2023		$256,800 Land $44,800 Building $212,000	$256,800 Land $44,800 Building $212,000
2020	$4,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: CenturyLink, Verizon.

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