401 E Acton Ave, Wood River, IL 62095 Property Records

Madison County property record for 401 E Acton Ave, Wood River, IL 62095

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 896 sqft · built 1920
Lot Size0.137 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$186,500 (Jul 2026)
Tax Bill$2,572 (2024)
Deeds & MortgagesJul 2026 Sale & Mortgage
APN19-2-08-27-06-102-031

Property Details

APN / Parcel Number

Primary APN19-2-08-27-06-102-031

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area896 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1953
Exterior MaterialVinyl
Construction TypeFrame
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address401 E ACTON AVE
CityWOOD RIVER
StateIL
Zip62095-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPENNINGS FOURTH ADD LOT 9 50X120
Legal SubdivisionPENNINGS FOURTH ADDN
Legal Lot Number9
JurisdictionMADISON IL
Township / Civil DivisionWOOD RIVER
Census Block Group2
Census Block2023
Census Tract401102

Owner

401 E Acton Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Madison County records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address401 E ACTON AVE, WOOD RIVER, IL 62095-2116
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2026 · Amount on File
Deed SaleJul 6, 2026 · Amount on File
Prior SaleMay 1, 2025
Deed Document Number20262026R18919
Prior Transfer DateJul 18, 2024
Prior Transfer Doc0000020096
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateJul 6, 2026
Property Address401 E ACTON AVE, WOOD RIVER, IL 62095-2116
Document Number0000018919
Instrument DateJun 29, 2026
Instrument202618919
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,254.75
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address401 E ACTON AVE, WOOD RIVER, IL 62095-2116

Mortgage

DateJul 6, 2026
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate6.75%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionWood River Township
MunicipalityWood River City
Secondary School DistrictEast Alton-Wood River Community High School District 14 (09 - 12)
Elementary School DistrictWood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,490 (+8.37%) Land $5,290 Building $27,200$97,470 (+8.37%) Land $15,870 Building $81,600
2024$2,572.00$29,980 Land $4,880 Building $25,100$89,940 Land $14,640 Building $75,300
2022$2,289.00$25,800 Land $4,200 Building $21,600$77,478 Land $12,613 Building $64,865

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 401 E Acton Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 E Acton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHALTO
serves 15,210 people · EPA ID IL1190150
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

Nearby Properties on E Acton Ave

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