401 E 6th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 401 E 6th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Aug 2022)
Tax Bill	$4,106 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1127308012`

Property Details

APN / Parcel Number

Primary APN	`1127308012`
Alternative APN	`112558`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	112558
Street Address	401 E 6TH ST
City	ROCK FALLS
State	IL
Zip	61071-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN BROS SUB (EX N 150' & EX SW 18') LOT 5 BLK 20 179600X
Legal Subdivision	CHAMBERLAIN BROS SUBDIVISION
Legal Block	20
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2012
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jun 22, 2022	Warranty Deed, Transfer
Sep 9, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Apr 5, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Apr 17, 2017	Warranty Deed, Transfer NTI TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	20224890
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 11, 2022
Property Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710
Document Number	0000004890
Instrument Date	Aug 9, 2022
Instrument	2022-04890
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710

Mortgage

Document Number	0000004891
Date	Aug 11, 2022
Instrument	2022-04891

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 22, 2022
Property Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710
Document Number	0000003790
Instrument Date	Jun 16, 2022
Instrument	2022-03790
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 MARKET ST, AUDUBON, IA 50025-1012

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710
Document Number	0000005894
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 6TH ST ROCK FALLS IL 610711710, ROCK FALLS, IL 61071-1710

Mortgage

Document Number	0000005894
Date	Sep 15, 2020
Instrument	5894

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Interest

Rate	3.75%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 5, 2018
Property Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710
Document Number	0000001704
Instrument Date	Apr 5, 2018
Instrument	1704
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 IL ROUTE 2 DIXON IL 610219111, DIXON, IL 61021-9111

Mortgage

Document Number	1705
Date	Apr 5, 2018
Instrument	1705

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Interest

Rate	5.25%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 17, 2017
Property Address	401 E 6TH ST, ROCK FALLS, IL 61071-1710
Document Number	0000002127
Instrument Date	Apr 4, 2017
Instrument	2127
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Tax	$43.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1976 LENOX RD DIXON IL 610219718, DIXON, IL 61021-9718

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,106.00	$43,395 Land $5,621 Building $37,774
2024			$130,185 Land $16,863 Building $113,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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