401 E 6th St, Atlantic, IA 50022 Property Records

Cass County property record for 401 E 6th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1936
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,500 (Jul 2021)
Tax Bill	$1,424 (2026)
Deeds & Mortgages	Apr 2010 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300004793001000`

Property Details

APN / Parcel Number

Primary APN	`300004793001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Porch	Slab
Porch Area	183 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	401 E 6TH ST
City	ATLANTIC
State	IA
Zip	50022-1545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W70' LOT 11-12 BLK 43
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	43
Legal Lot Number	11,12
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2141
Census Tract	190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 E 6TH ST, ATLANTIC, IA 50022-1545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2010	Deed of Trust, Mortgage · FHA Mortgage TIERONE BANK
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE PRODUCERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Book / Page	2021 / 1459
Last Transfer Date	Feb 24, 2024
Transfer Doc	002024/464
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	401 E 6TH ST, ATLANTIC, IA 50022-1545
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/0888
Date	Apr 22, 2010
Book Page	2010/0888
Instrument	02010_00888

Lender

Name	TIERONE BANK
Type	Bank
Address	LINCOLN, NE 68508

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2040

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Recording Date	Apr 9, 2026
Property Address	401 E 6TH ST, ATLANTIC, IA 50022-1545
Document Number	2026000658
Book / Page	2026 / 658
Instrument Date	Feb 20, 2024
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 6TH ST, ATLANTIC, IA 50022-1545

Mortgage

Document Number	2026000658,
Date	Apr 9, 2026
Book Page	2026/658

Lender

Name	BOKF NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.69%
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jul 1, 2021
Property Address	401 E 6TH ST, ATLANTIC, IA 50022-1545
Document Number	02021/1459
Book / Page	2021 / 1459
Instrument Date	Jun 30, 2021
Instrument	2021-1459
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 E 6TH ST, ATLANTIC, IA 50022-1545

Mortgage

Document Number	0020211460
Date	Jul 1, 2021
Instrument	2021/1460

Lender

Name	MORTGAGE PRODUCERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,424.00 Homeowner's exemption	$93,700 (-) Land $6,790 Building $86,910	$93,700 (-) Land $6,790 Building $86,910
2025	$1,424.00 (+2.74%) Homeowner's exemption	$93,700 (+7.38%) Land $6,790 Building $86,910	$93,700 (+7.38%) Land $6,790 Building $86,910
2024	$1,386.00 (-16.61%)
2023		$87,260 Land $6,790 Building $80,470	$87,260 Land $6,790 Building $80,470
2022	$1,662.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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