401 E 5th St, New London, MO 63459 Property Records

Ralls County property record for 401 E 5th St, New London, MO 63459

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1956
Lot Size0.503 acres (21,911 sqft)
OwnerIndividual Name on File
Tax Bill$813 (2025)
Deeds & MortgagesMay 2013 Mortgage
Feb 2014 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-03-13610.000

Property Details

APN / Parcel Number

Primary APN35-03-13610.000
Alternative APN
  • 09-3.1-06-002-29-04.01000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Finished Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,911 sqft (0.503 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address401 E 5TH ST
CityNEW LONDON
StateMO
Zip63459-1117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL OF LOT 125 IN BLK 31 IN THE CITY OF NEW LONDON
Legal Block31
Legal Lot Number125
JurisdictionRALLS MO
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1044
Census Tract470100

Owner

401 E 5th St is owned and occupied by an individual who acquired it in July 2019.

Source: Ralls County records, as of November 5, 2025

Owner of RecordIndividual Name on File
Mailing Address401 E 5TH ST, NEW LONDON, MO 63459-1117
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2013Deed of Trust, Mortgage
HNB NATIONAL BANK
Feb 7, 2014Deed of Trust, Mortgage · Stand-Alone First Mortgage
MORTGAGE INVESTMENT SERVICES CORPORATION
Dec 29, 2025Warranty Deed, Transfer · Line of Credit
CONSERVATION EMPLOYEES CU
Jul 18, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2019
Deed SaleJul 18, 2019
Deed Document Number0201965361
Deed Book / Page2019 / 65361
Record UpdatedSep 20, 2026

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRALLS MO
Property Address401 E 5TH ST, NEW LONDON, MO 63459-1117
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address58941 SCOTTS LN, NEW LONDON, MO 63459-2617

Mortgage

Document Number0201354055
DateMay 13, 2013
Instrument2013-54055
Lender
NameHNB NATIONAL BANK
Address2903 PALMYRA RD, HANNIBAL, MO 63401
Agreement
AmountAmount on Record
Term359 Months
DueApr 29, 2043
Interest
Rate TypeAdjustable Rate

February 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRALLS MO
Property Address401 E 5TH ST, NEW LONDON, MO 63459-1117
Transaction TypeMortgage
Record UpdatedJun 30, 2026
Title CompanyACCURATE LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0201455524
DateFeb 7, 2014
Instrument2014-55524
Lender
NameMORTGAGE INVESTMENT SERVICES CORPORATION
AddressSHAWNEE, KS 66226
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2044
Interest
Rate TypeAdjustable Rate

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRALLS MO
Recording DateDec 29, 2025
Property Address401 E 5TH ST, NEW LONDON, MO 63459-1117
Document Number0202578267
Instrument DateDec 23, 2025
Instrument2025-78267
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 5TH ST, NEW LONDON, MO 63459-1117

Mortgage

Document Number0202578273
DateDec 29, 2025
Instrument2025-78273
Lender
NameCONSERVATION EMPLOYEES CU
TypeCredit Union
AddressJEFFERSON CITY, MO 65109
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 28, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRALLS MO
Recording DateJul 18, 2019
Property Address401 E 5TH ST, NEW LONDON, MO 63459-1117
Document Number0201965361
Map ReferenceDOC 2014-55523
Instrument DateJul 15, 2019
Instrument2019-65361
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 5TH ST, NEW LONDON, MO 63459-1117

Mortgage

Document Number0201965362
DateJul 18, 2019
Instrument2019-65362
Lender
NameAMERICAN BANK OF MISSOURI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 401 E 5th St was $813.

Source: Ralls County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyRalls County
MunicipalityNew London City
Unified School DistrictRalls County R-II School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$813.00$15,410 Land $2,420 Building $12,990$81,080 Land $12,710 Building $68,370
2023$696.00$13,460 Land $2,110 Building $11,350$70,810 Land $11,100 Building $59,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E 5th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2001–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimApr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW LONDON PWS
serves 975 people · EPA ID MO2010569
Water SourcePurchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State InspectionMar 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ralls Technologies
Fiber
10,000 / 10,000
Rally Networks
Fiber · DSL
2,000 / 2,000

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