401 E 54th St, Savannah, GA 31405 Property Records

Chatham County property record for 401 E 54th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,927 sqft · built 1945
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Feb 2022)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Sep 2006 Mortgage Sep 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-25-001`

Property Details

APN / Parcel Number

Primary APN	`2-0086-25-001`
Alternative APN	`C225O610`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,927 sqft Living Area
1st Floor Area	1,625 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	Deck Area
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	401 E 54TH ST
City	SAVANNAH
State	GA
Zip	31405-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOTS 77 78 AND 79 THORPE WARD
Legal Subdivision	THORPE WARD
Legal Lot Number	77-78
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	4
Census Block	4001
Census Tract	2900

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E 54TH ST, SAVANNAH, GA 31405-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE
Sep 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE
Feb 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Jan 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20221273
Deed Book / Page	2701 / 764
Record Updated	Oct 29, 2026

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 E 54TH ST, SAVANNAH, GA 31405-3513
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00313M0648
Date	Sep 19, 2006
Book Page	313M/648

Lender

Name	COUNTRYWIDE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2031

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	401 E 54TH ST, SAVANNAH, GA 31405-3513
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00313M0629
Date	Sep 19, 2006
Book Page	313M/629

Lender

Name	COUNTRYWIDE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	8.13%
Type Change Date	Nov 1, 2006

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 7, 2022
Property Address	401 E 54TH ST, SAVANNAH, GA 31405-3513
Document Number	0027010764
Book / Page	2701 / 764
Instrument Date	Feb 7, 2022
Instrument	2022-001273
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 54TH ST, SAVANNAH, GA 31405-3513

Mortgage

Document Number	0002701766
Date	Feb 7, 2022
Instrument	2701/766

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 29, 2021
Property Address	401 E 54TH ST, SAVANNAH, GA 31405-3513
Document Number	0022270075
Book / Page	2227 / 75
Instrument Date	Jan 29, 2021
Instrument	2021-000921
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 JOHNSTON ST, SAVANNAH, GA 31405-5606

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,160 (+2.29%) Land $44,000 Building $222,160	$665,400 (+2.29%) Land $110,000 Building $555,400
2025	$2,482.00 (-31.87%) Homeowner's exemption	$260,200 (+33.68%) Land $44,000 Building $216,200	$650,500 (+33.68%) Land $110,000 Building $540,500
2023		$194,640 (+121.18%) Land $30,000 Building $164,640	$486,600 (+121.18%) Land $75,000 Building $411,600
2022	$3,643.00	$88,000 Land $29,440 Building $58,560	$220,000 Land $73,600 Building $146,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	91 (1981–2024)
Claims Outside the SFHA	73 of 91
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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