401 E 4th St, Tipton, IA 52772 Property Records

Cedar County property record for 401 E 4th St, Tipton, IA 52772 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,800 sqft · built 1898
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (May 2017)
Tax Bill$2,156 (2025)
Deeds & MortgagesAug 2022 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048011061360010

Property Details

APN / Parcel Number

Primary APN048011061360010
Alternative APN
  • 48004801106136001000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Basement Area540 sqft
Unfinished Basement540 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1898
Effective Year BuiltEffective 1898
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area154 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address401 E 4TH ST
CityTIPTON
StateIA
Zip52772-1931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIPTON W 1/2 LOTS 11& 12 BLK 28
Legal SubdivisionTIPTON
Legal Block28
Legal Lot Number11,12
JurisdictionCEDAR IA
Township / Civil DivisionCENTER
Census Block Group3
Census Block3030
Census Tract450300

Owner

Source: Cedar County records · APN 048011061360010

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 E 4TH ST, TIPTON, IA 52772-1931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
HUD
May 08, 2017Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2017 · Amount on Record
Deed SaleMay 08, 2017 · Amount on Record
Deed Document Number20171413
Deed Book / Page1362 / 293
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address401 E 4TH ST, TIPTON, IA 52772-1931
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00001662/5
DateAug 05, 2022
Book Page1662/5
Instrument2022 2667
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJun 01, 2047
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCEDAR IA
Recording DateMay 08, 2017
Property Address401 E 4TH ST, TIPTON, IA 52772-1931
Document Number001362/293
Book / Page1362 / 293
Instrument DateMay 02, 2017
Instrument2017 1413
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$124.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E 4TH ST, TIPTON, IA 52772-1931

Mortgage

Document Number1362/296
DateMay 08, 2017
Book Page1362/296
Instrument2017 1414
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityTipton City
Unified School DistrictTipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,156.00$130,410 (+13.91%) Land $20,310 Building $110,100$130,410 (+13.91%) Land $20,310 Building $110,100
2024$2,156.00 (+16.16%)
2023$114,490 (+25.45%) Land $20,310 Building $94,180$114,490 (+25.45%) Land $20,310 Building $94,180
2022$1,856.00$91,260 Land $17,180 Building $74,080
2021$91,260 Land $17,180 Building $74,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Clarence Telephone CompanyFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Uniti GroupDSL200 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130

May also be available at this address: Uniti Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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