Clay County property record for 401 E 4th St, Spencer, IA 51301
| Property Type | Warehouse, Storage |
|---|---|
| Details | 8,100 sqft · built 2007 |
| Lot Size | 0.441 acres (19,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Dec 2010) |
| Tax Bill | $6,292 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963607457005 |
| Primary APN | 963607457005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,100 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Metal |
| Roof Material | Metal |
| Lot Area | 19,250 sqft (0.441 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Old Parcel Number | 64096360745700500 |
|---|---|
| Street Address | 401 E 4TH ST |
| City | SPENCER |
| State | IA |
| Zip | 51301 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Local Zoning Code | C-2 HIGHWAY COMMERCIAL |
| Legal Description | PT 4-5-6-7-8-9 11 3RD RY ADD & VACATED ALLEY |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 07 |
| Legal Subdivision | RAILWAY 3RD ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 80200 |
Source: Clay County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3501 23RD AVE, COUNCIL BLUFFS, IA 51501-7015 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2010 · Amount on Record |
| Deed Sale | Dec 10, 2010 · Amount on Record |
| Deed Document Number | 0020103554 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379,220 (+36.37%) Land $28,880 Building $350,340 | $379,220 (+36.37%) Land $28,880 Building $350,340 | |
| 2024 | $6,292.00 (+18.4%) | ||
| 2023 | $278,090 (+14.88%) Land $28,530 Building $249,560 | $278,090 (+14.88%) Land $28,530 Building $249,560 | |
| 2022 | $5,314.00 | $242,070 Land $28,530 Building $213,540 | |
| 2021 | $242,070 Land $28,530 Building $213,540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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