401 E 3rd St, Kinmundy, IL 62854 Property Records

Marion County property record for 401 E 3rd St, Kinmundy, IL 62854

Property Summary

Property TypeSingle Family Home
Details1,690 sqft · built 1978
Lot Size0.46 acres (20,125 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (May 2024)
Tax Bill$4,180 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0323104032

Property Details

APN / Parcel Number

Primary APN0323104032

Interior

Building Area1,690 sqft Living Area
Basement Area400 sqft
Unfinished Basement400 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area20,125 sqft (0.46 acres)
Lot Dimensions111 ft deep x 175 ft wide
Garage Area288 sqft

Location & Zoning

Street Address401 E 3RD ST
CityKINMUNDY
StateIL
Zip62854-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGOODWIN ADD W 175FT OFF LOT 1 & 30FT N SD OF LOT 2 175'X111' BLK 9
Legal SubdivisionGOODWIN ADD
Legal Block9
Legal Lot Number1,2
JurisdictionMARION IL
Township / Civil DivisionKINMUNDY
Census Block Group2
Census Block2079
Census Tract951600

Owner

401 E 3rd St is owned and occupied by two individuals who bought it in May 2024.

Source: Marion County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address401 E 3RD ST, KINMUNDY, IL 62854-2135
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES NATIONAL BANK
Feb 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES NATIONAL BANK
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2024 · Amount on File
Deed SaleMay 13, 2024 · Amount on File
Prior SaleNov 24, 2020 · Amount on File
Deed Document Number20241742
Prior Transfer DateNov 25, 2009
Prior Transfer Doc2009R07592
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address401 E 3RD ST, KINMUNDY, IL 62854-2135
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R00734
DateFeb 11, 2020
Instrument2020R00734
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2035
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IL
Property Address401 E 3RD ST, KINMUNDY, IL 62854-2135
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R00625
DateFeb 6, 2020
Instrument2020R00625
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IL
Recording DateNov 24, 2020
Property Address401 E 3RD ST, KINMUNDY, IL 62854-2135
Document Number2020R05545
Instrument DateNov 18, 2020
Instrument2020R05545
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 E 3RD ST, KINMUNDY, IL 62854-2135

Mortgage

Document Number2020R05546
DateNov 24, 2020
Instrument2020R05546
Lender
NameGUARANTEED RATE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 401 E 3rd St was $4,180 with a homeowner's exemption, up 5.9% from the year before.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMarion County
County SubdivisionKinmundy Township
MunicipalityKinmundy City
Unified School DistrictSouth Central Community Unit School District 401 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,180.00 (+5.93%) Homeowner's exemption$65,580 (+12.01%) Land $3,070 Building $62,510$196,740 (+12.01%) Land $9,210 Building $187,530
2024$3,946.00$58,550 Land $2,740 Building $55,810$175,650 Land $8,220 Building $167,430
2022$2,907.00 Homeowner's exemption$41,090 Land $2,330 Building $38,760$123,270 Land $6,990 Building $116,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINMUNDY
serves 940 people · EPA ID IL1210300
Water SourcePurchased surface water from GATEWAY REGIONAL WATER COMPANY
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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