401 E 3rd St, Elk City, OK 73644 Property Records

Beckham County property record for 401 E 3rd St, Elk City, OK 73644

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,625 sqft · built 1988
Lot Size0.192 acres (8,358 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Dec 2005)
Tax Bill$1,772 (2025)
Deeds & MortgagesFeb 2026 Mortgage
APN06107

Property Details

APN / Parcel Number

Primary APN06107
Alternative APN
  • 0005-00-015-003-0-000-00

Interior

Stories1 Story
Building Area5,625 sqft Total Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1990
Exterior MaterialMetal
Construction TypeFrame
Fire ResistanceSpecial
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area8,358 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGeothermal

Location & Zoning

Account Number06107
Street Address401 E 3RD ST
CityELK CITY
StateOK
Zip73644-4719
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC1
Legal DescriptionBEG. 90' E & 50' S OF NW COR LOT 1, S 60.75',S 54 DEG 28' W 110.6' N125' TO NW COR LOT 3, E 90' TO POB. BLK 15
Legal Range21W
Legal Township11N
Legal Section22
Legal SubdivisionORIGINAL
Legal Block15
Legal Lot Number1,3
JurisdictionBECKHAM OK
Township / Civil DivisionELK CITY
Census Block Group7
Census Block7031
Census Tract966100

Owner

Source: Beckham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 772, ELK CITY, OK 73648-0772
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2005 · Amount on Record
Deed SaleDec 12, 2005 · Amount on Record
Prior SaleMay 3, 1991 · Amount on Record
Deed Document Number200510060
Deed Book / Page1865 / 134
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBECKHAM OK
Property Address401 E 3RD ST, ELK CITY, OK 73644-4719
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 772, ELK CITY, OK 73648-0772

Mortgage

Document Number002478/750
DateFeb 20, 2026
Book Page2478/750
InstrumentI-2026-000657
Lender
NameGREAT PLAINS NATIONAL BANK
TypeBank
AddressELK CITY, OK 73648
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Beckham County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyBeckham County
MunicipalityElk City
Unified School DistrictElk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$17,405 (-13.64%) Land $1,755 Building $15,650$145,044 (-14.99%) Land $14,627 Building $130,417
2025$1,772.00 (+4.54%)$20,153 (+10.26%) Land $1,751 Building $18,402
2024$170,625 (+4.61%) Land $14,627 Building $155,998
2023$1,695.00$18,278 Land $1,455 Building $16,823$163,105 Land $14,627 Building $148,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELK CITY
serves 10,510 people · EPA ID OK2000501
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Bluepeak
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Plains Internet
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Hudson Technology Solutions.

Nearby Properties on E 3rd St

Nearby Streets

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