401 E 2nd St, Siler City, NC 27344 Property Records

Chatham County property record for 401 E 2nd St, Siler City, NC 27344

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,548 sqft · built 1910
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2020)
Tax Bill	$3,439 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0016910`

Property Details

APN / Parcel Number

Primary APN	`0016910`
Alternative APN	`1372403`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,548 sqft Living Area
1st Floor Area	1,774 sqft
Upper Floors Area	1,774 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Architectural Style	Victorian
Exterior Material	Wood
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	560 sqft
Porch	Porch
Porch Area	665 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 E 2ND ST
City	SILER CITY
State	NC
Zip	27344-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SC-118-5-1A-1 AC 0.4 BK 88 PG 359
Legal Subdivision	EAST SILER CITY
Legal Block	39
Legal Lot Number	1
Jurisdiction	CHATHAM NC
Township / Civil Division	MATTHEWS
Census Block Group	4
Census Block	4038
Census Tract	20402

Owner

401 E 2nd St is owned and occupied by an individual who bought it in November 2020.

Source: Chatham County records, as of October 24, 2025

Owner of Record	Individual Name on File
Mailing Address	401 E 2ND ST, SILER CITY, NC 27344-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	0002160819
Deed Book / Page	2160 / 819
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Nov 9, 2020
Property Address	401 E 2ND ST, SILER CITY, NC 27344-3225
Document Number	0000014198
Book / Page	002160 / 000819
Instrument Date	Nov 7, 2020
Instrument	14198
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 2ND ST SILER CITY NC 273443225, SILER CITY, NC 27344-3225

Mortgage

Document Number	14199
Date	Nov 9, 2020
Book Page	002160/000822
Instrument	14199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 8, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 401 E 2nd St was $3,439, up 52.6% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Municipality	Siler City Town
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,439.00 (+52.64%)	$279,271 (+56.76%) Land $21,000 Building $258,271	$279,271 (+56.76%) Land $21,000 Building $258,271
2024	$2,253.00 (+3.25%)	$178,155 (-) Land $17,500 Building $160,655	$178,155 (-) Land $17,500 Building $160,655
2023	$2,182.00	$178,155 Land $17,500 Building $160,655	$178,155 Land $17,500 Building $160,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 E 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILER CITY serves 8,520 people · EPA ID NC0319010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20