401 E 2nd St, Laddonia, MO 63352 Property Records

Audrain County property record for 401 E 2nd St, Laddonia, MO 63352 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,110 sqft · built 1900
Owner	Individual Name on File
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00038`

Property Details

APN / Parcel Number

Primary APN	`05-00038`
Alternative APNs	`12-7-36-3-014-004.000` `12-7-36-3-014-004`

Interior

Full Baths	1 Bath
Building Area	1,110 sqft Living Area

Exterior

Year Built	Built 1900
Lot Dimensions	120 ft deep x 84 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Utility Building	2,232 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	05-00038
Street Address	401 E 2ND ST
City	LADDONIA
State	MO
Zip	63352-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADDONIA ORIGINAL (83.5 X 120 IRR) ALL (EX E 36.5XN70) OF LOT 3, ALL LOT 4 BLK 6
Legal Subdivision	LADDONIA ORIGINAL
Legal Block	6
Legal Lot Number	3,4
Jurisdiction	AUDRAIN MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2032
Census Tract	950200

Owner

Source: Audrain County records · APN 05-00038

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	MO
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2012
Deed Sale	Feb 10, 2012
Deed Document Number	02012DR301
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUDRAIN MO
Property Address	401 E 2ND ST, LADDONIA, MO 63352-1232
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 2ND ST, LADDONIA, MO 63352-1232

Mortgage

Document Number	2025DT000704
Date	Oct 14, 2025
Instrument	2025DT000704

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 01, 2030
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: Audrain County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Audrain County
Municipality	Laddonia City
Unified School District	Community R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00 (+0.38%)	$12,890 (-) Land $600 Building $12,290
2023	$1,044.00 (+2.86%)	$12,890 (-) Land $600 Building $12,290	$67,840 (-) Land $3,180 Building $64,660
2022	$1,015.00	$12,890 Land $600 Building $12,290
2021			$67,840 Land $3,180 Building $64,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Audrain County (29007C), updated April 5, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.