401 E 1st St, Sumner, IA 50674 Property Records

Bremer County property record for 401 E 1st St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 928 sqft · built 1898
Lot Size	0.296 acres (12,894 sqft)
Owner	Individual Name on File
Tax Bill	$740 (2025)
Flood Zone	Zone X (minimal risk)
APN	`04-25-126-014`

Property Details

APN / Parcel Number

Primary APN	`04-25-126-014`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
Basement Area	928 sqft
Unfinished Basement	928 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	198 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	401 E 1ST ST
City	SUMNER
State	IA
Zip	50674-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-93-11 A P NW SUBD W 64 1/2' E 66' LOT 5
Legal Range	11W
Legal Township	93N
Legal Section	25
Legal Subdivision	SUBD PT NE1/4 NW1/4 SEC 25- SUMNER
Legal Block	93
Legal Lot Number	5
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	2
Census Block	2052
Census Tract	4700

Owner

Source: Bremer County records · APN 04-25-126-014

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1159 RENO AVE, SUMNER, IA 50674-9187
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 28, 2025
Transfer Doc	0000000641
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$740.00 (+72.9%)	$47,730 (+74.52%) Land $14,690 Building $33,040	$47,730 (+74.52%) Land $14,690 Building $33,040
2023		$27,350 Land $12,850 Building $14,500	$27,350 Land $12,850 Building $14,500
2022	$428.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2004–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Hawkeye Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group.

Based on FCC filings for 191 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.