401 E 16th St, Covington, KY 41014 Property Records

Kenton County property record for 401 E 16th St, Covington, KY 41014 · Last verified December 2025

Property Highlights

Property TypeOther > Other Improved
Bathrooms1 Baths
Year BuiltBuilt 1869
Square Footage4,858 sqft Finished Area
Lot Size2,625 sqft (0.06 acres)
Last Sale$150,000 (2020)
Tax Bill$1,987.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-31-15-001.00

Interior

Full Baths1 Baths
Total Rooms7 Rooms
Building Area4,858 sqft Finished Area
Stories3 Stories

Exterior

Year BuiltBuilt 1869
Lot Area2,625 sqft (0.06 acres)
Depth X Width105 ft x 25 ft Depth x Width

Location & Zoning

Old Parcel Number0553115001.00
Street Address401 E 16TH ST
CityCOVINGTON
StateKY
Zip41014-1305
Property UsageOther Property Usage
TypeOther > Other Improved
Legal DescriptionAUSTIN PT LOT 43 25'X 105' SEC 16TH & MARYLAND
Legal SubdivisionAUSTINS
Legal Lot Number43
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2010
Census Tract61000

Owner

Source: Kenton County records · APN 055-31-15-001.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7004 OCONNELL PL, UNION, KY 41091-7544
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE SOUTHEAST BANK
Sep 21, 2021Deed of Trust, Mortgage · Line of Credit
HERITAGE SOUTHEAST BANK
Feb 03, 2020Grant Deed, Transfer · Conventional Mortgage
HERITAGE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 03, 2020 · Amount on Record
Deed SaleFeb 03, 2020 · Amount on Record
Prior SaleSep 21, 2006
Deed Doc Number0000005423
Deed Book / Page5 / 423
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address401 E 16TH ST, COVINGTON, KY 41014-1305
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7004 OCONNELL PL, UNION, KY 41091-7544

Mortgage

Document Number0005900124
DateSep 21, 2021
Book Page274/384
Instrument21092105900124
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressINDEPENDENCE, KY 41051
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueAug 23, 2036
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address401 E 16TH ST, COVINGTON, KY 41014-1305
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7004 OCONNELL PL, UNION, KY 41091-7544

Mortgage

Document Number0005900122
DateSep 21, 2021
Book Page274/367
Instrument21092105900122
Lender
NameHERITAGE SOUTHEAST BANK
TypeBank
AddressINDEPENDENCE, KY 41051
Agreement
TypeLine of Credit
AmountAmount Recorded
Term35 Months
DueAug 23, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 03, 2020
Property Address401 E 16TH ST, COVINGTON, KY 41014-1305
Document Number0000000046
Book / Page000005 / 000423
Instrument DateJan 31, 2020
Instrument46
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7004 OCONNELL PL UNION KY 410917544, UNION, KY 41091-7544

Mortgage

Document Number47
DateFeb 03, 2020
Book Page0000M8/000639
Instrument47
Lender
NameHERITAGE BK
TypeBank
AddressINDEPENDENCE, KY 41051
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 02, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,987.00 (-0.55%)$150,000 (-) Land $12,000 Building $138,000$150,000 (-) Land $12,000 Building $138,000
2023$1,998.00$150,000 Land $12,000 Building $138,000$150,000 Land $12,000 Building $138,000

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