Cedar County property record for 401 E 10th St, Tipton, IA 52772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,032 sqft · built 1958 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jan 2024) |
| Tax Bill | $2,754 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048007313780010 |
| Primary APN | 048007313780010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Basement Area | 1,032 sqft |
| Finished Basement | 725 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,930 sqft (0.205 acres) |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 401 E 10TH ST |
|---|---|
| City | TIPTON |
| State | IA |
| Zip | 52772-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORE & CULS ADD W 12.5' LOT 11 & ALLOF LOT 12 BLK 19 |
| Legal Subdivision | MOORE AND CULBERTSONS ADDITION TO TIPTON |
| Legal Block | 19 |
| Legal Lot Number | 11 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 450300 |
Source: Cedar County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 63, BENNETT, IA 52721-0063 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO |
| Jan 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage HILLS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Oct 23, 2020 · Amount on Record |
| Deed Document Number | 202452 |
| Deed Book / Page | 1719 / 10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 401 E 10TH ST, TIPTON, IA 52772-1323 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001550/181 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 1550/181 |
| Instrument | 2020 3620 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Jan 5, 2024 |
| Property Address | 401 E 10TH ST, TIPTON, IA 52772-1323 |
| Document Number | 0001719/10 |
| Book / Page | 1719 / 10 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 2024 52 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E 10TH ST, TIPTON, IA 52772-1323 |
| Document Number | 0000202453 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 2024 53 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Oct 23, 2020 |
| Property Address | 401 E 10TH ST, TIPTON, IA 52772-1323 |
| Document Number | 001550/162 |
| Book / Page | 1550 / 162 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020 3618 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 E 10TH ST, TIPTON, IA 52772-1323 |
| Document Number | 001550/167 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 1550/167 |
| Instrument | 2020 3619 |
| Name | HILLS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,754.00 | $165,700 (-) Land $20,480 Building $145,220 | $165,700 (-) Land $20,480 Building $145,220 |
| 2025 | $2,754.00 (+0.73%) | $165,700 (+11.93%) Land $20,480 Building $145,220 | $165,700 (+11.93%) Land $20,480 Building $145,220 |
| 2024 | $2,734.00 (+13.54%) | ||
| 2023 | $148,040 (+25.13%) Land $20,480 Building $127,560 | $148,040 (+25.13%) Land $20,480 Building $127,560 | |
| 2022 | $2,408.00 | $118,310 Land $17,330 Building $100,980 | |
| 2021 | $118,310 Land $17,330 Building $100,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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