401 E 10th St, Newport, KY 41071 Property Records

Campbell County property record for 401 E 10th St, Newport, KY 41071

Property Summary

Property TypeCommercial
Details4,867 sqft · built 1920
Lot Size0.07 acres (3,060 sqft)
OwnerCompany Name on File
Last Sale$195,000 (Jul 2021)
Tax Bill$1,067 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-00-177.00

Property Details

APN / Parcel Number

Primary APN999-99-00-177.00

Interior

Stories2 Stories
Building Area4,867 sqft Building Perimeter

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area3,060 sqft (0.07 acres)
Lot Dimensions100 ft deep x 30.6 ft wide

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address401 E 10TH ST
CityNEWPORT
StateKY
Zip41071-5042
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description408 PT 407 EAST ROW 30.6 X 100
Legal SubdivisionEAST ROW ADDITION
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group1
Census Block1015
Census Tract50400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the East Newport Historic District
listed 1983 · 984 contributing resources · NRIS 83002600

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 E 10th St, a commercial property, is owned by a company that bought it in July 2021.

Source: Campbell County records, as of March 9, 2026

Owner of RecordCompany Name on File
Mailing Address701 CLAY RIDGE RD, ALEXANDRIA, KY 41001-7693
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Line of Credit
CIVISTA BANK
Oct 6, 2025Deed of Trust, Mortgage · Line of Credit
CIVISTA BANK
Jul 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2021 · Amount on File
Deed SaleJul 19, 2021 · Amount on File
Prior SaleMay 10, 2005 · Amount on File
Deed Document Number20215136172
Deed Book / Page827 / 292
Prior Transfer DateMay 7, 2005
Prior Transfer Doc0001900213
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address401 E 10TH ST, NEWPORT, KY 41071-5042
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 ALEXANDRIA PIKE 13-21, 13, FORT THOMAS, KY 41075-4102

Mortgage

Document Number0005995350
DateOct 6, 2025
Book PageM1150/552
Instrument5995350
Lender
NameCIVISTA BANK
TypeBank
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount on Record
Term888 Months
DueOct 3, 2099
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address401 E 10TH ST, NEWPORT, KY 41071-5042
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 ALEXANDRIA PIKE 13-121, 13, FORT THOMAS, KY 41075-4102

Mortgage

Document Number0005995348
DateOct 6, 2025
Book PageM2469/105
Instrument5995348
Lender
NameCIVISTA BANK
TypeBank
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount on Record
Term888 Months
DueOct 3, 2099
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateJul 19, 2021
Property Address401 E 10TH ST, NEWPORT, KY 41071-5042
Document Number0005136172
Book / PageD827 / 292
Instrument DateJul 16, 2021
Instrument5136172
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

AmountAmount on Record
Tax$195.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10061 PERSIMMON GROVE PIKE, ALEXANDRIA, KY 41001-7245

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 CLAY RIDGE RD, ALEXANDRIA, KY 41001-7693

Tax Assessment & Valuation

The 2025 property tax bill for 401 E 10th St was $1,067.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityNewport City
Unified School DistrictNewport Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,067.00$289,300 Land $25,000 Building $264,300$289,300 Land $25,000 Building $264,300
2023$770.00 (-2.41%)$195,000 (-) Land $25,000 Building $170,000$195,000 (-) Land $25,000 Building $170,000
2022$789.00$195,000 Land $25,000 Building $170,000$195,000 Land $25,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 E 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 E 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,049 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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