401 E 106th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 401 E 106th St, Carmel, IN 46280

Property Summary

Property Type	Row House
Details	2 bd · 1 ba · 2,113 sqft · built 1968
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,609 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-11-204-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-11-204-003.000-018`
Alternative APNs	`291311204003000003` `1713110204003000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,113 sqft Living Area
1st Floor Area	2,113 sqft
Basement Area	2,113 sqft

Exterior

Year Built	Built 1968
Architectural Style	Row End or Row Middle
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713110204003000
Old Parcel Number	291311204003000003
Street Address	401 E 106TH ST
City	CARMEL
State	IN
Zip	46280-1325
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	ACREAGE .83, SECTION 11, TOWNSHIP 17, RANGE 3
Legal Range	03
Legal Township	17
Legal Section	11
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3002
Census Tract	111104

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 E 106TH ST, CARMEL, IN 46280-1325
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage GSF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017
Deed Sale	May 31, 2017
Prior Sale	Dec 30, 2009
Deed Document Number	0000024951
Last Transfer Date	Jun 1, 2017
Transfer Doc	0000024951
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	401 E 106TH ST, CARMEL, IN 46280-1325
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014012
Date	Feb 23, 2021
Instrument	2021014012

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	401 E 106TH ST, CARMEL, IN 46280-1325
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E 106TH ST, CARMEL, IN 46280-1325

Mortgage

Document Number	0000067491
Date	Sep 15, 2021
Instrument	2021067491

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 1, 2017
Property Address	401 E 106TH ST, CARMEL, IN 46280-1325
Document Number	0000024951
Instrument Date	May 31, 2017
Instrument	24951
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 E 106TH ST INDIANAPOLIS IN 462801325, INDIANAPOLIS, IN 46280-1325

Mortgage

Document Number	24952
Date	Jun 1, 2017
Instrument	24952

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$307,900 (+4.16%) Land $138,400 Building $169,500	$307,900 (+4.16%) Land $138,400 Building $169,500
2024	$3,609.00 (-13.2%)	$295,600 (-) Land $138,400 Building $157,200	$295,600 (-) Land $138,400 Building $157,200
2023	$4,158.00 (-14.95%)	$295,600 (-8.62%) Land $138,400 Building $157,200	$295,600 (-8.62%) Land $138,400 Building $157,200
2022	$4,889.00	$323,500 Land $62,000 Building $261,500	$323,500 Land $62,000 Building $261,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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