Lorain County property record for 401 Driftwood Dr, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,737 sqft · built 2003 |
| Lot Size | 1.36 acres (59,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Apr 2019) |
| Tax Bill | $4,418 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-002-105-051 |
| Primary APN | 02-01-002-105-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,737 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| 2nd Floor Area | 1,459 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 59,307 sqft |
| Lot Dimensions | 80 ft deep x 741 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 401 DRIFTWOOD DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR WLK ON BLK RIVER 7 41.34 X 80 |
| Legal Subdivision | HARBOR WALK/BLACK RIVER 07 |
| Legal Tract | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 22200 |
Source: Lorain County records · APN 02-01-002-105-051
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 DRIFTWOOD DR, LORAIN, OH 44052-2084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 25, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Apr 14, 2011 |
| Deed Document Number | 2019002075 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 401 DRIFTWOOD DR, LORAIN, OH 44052-2084 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | 20210805944 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 2021-0805944 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 25, 2019 |
| Property Address | 401 DRIFTWOOD DR, LORAIN, OH 44052-2084 |
| Document Number | 0000712207 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 712207 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2019 |
| Title Company | REVERE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 DRIFTWOOD DR LORAIN OH 440522084, LORAIN, OH 44052-2084 |
| Document Number | 712208 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 712208 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,418.00 | $115,550 (+%) Land $17,500 Building $98,050 | $330,140 (-) Land $50,000 Building $280,140 |
| 2024 | $4,418.00 (+6.3%) | $115,549 (+43.15%) Land $17,500 Building $98,049 | $330,140 (+43.15%) Land $50,000 Building $280,140 |
| 2023 | $4,156.00 (+0.87%) | $80,718 (%) Land $9,153 Building $71,565 | $230,620 (-) Land $26,150 Building $204,470 |
| 2022 | $4,120.00 | $80,720 Land $9,150 Building $71,570 | |
| 2021 | $230,620 Land $26,150 Building $204,470 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1982 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 135 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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