401 Downing St, Belton, TX 76513 Property Records

Bell County property record for 401 Downing St, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,558 sqft · built 1955
Lot Size	0.77 acres (33,563 sqft)
Owner	Individual Name on Record
Tax Bill	$4,186 (2023)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0275600000`

Property Details

APN / Parcel Number

Primary APN	`0275600000`
Alternative APNs	`862332` `66232`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
1st Floor Area	1,558 sqft
Utility Area	144 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	33,563 sqft (0.77 acres)
Lot Dimensions	275 ft deep x 130 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	862332
Street Address	401 DOWNING ST
City	BELTON
State	TX
Zip	76513-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMAN PLACE SUBDIVISION UNIT ONE, BLOCK 001, LOT 0001
Legal Subdivision	NORMAN PLACE SUBDIVISION UNIT ONE
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2001
Census Tract	21702

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 DOWNING ST, BELTON, TX 76513-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Vendor's Lien, Transfer · VA Mortgage FIRST NATIONAL BANK TEXAS
Apr 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019
Deed Sale	Jul 9, 2019
Prior Sale	Apr 23, 2018
Deed Document Number	2019-00029750
Record Updated	Jun 7, 2026

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 9, 2019
Property Address	401 DOWNING ST, BELTON, TX 76513-2049
Document Number	0000029750
Map Reference	CAB A SL 145-B
Instrument Date	Jul 5, 2019
Instrument	2019-00029750
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DOWNING ST, BELTON, TX 76513-2049

Mortgage

Document Number	0000029751
Date	Jul 9, 2019
Instrument	2019-00029751

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Apr 23, 2018
Property Address	401 DOWNING ST, BELTON, TX 76513-2049
Document Number	0000016222
Map Reference	CAB A SL145-B
Instrument Date	Apr 19, 2018
Instrument	2018-00016222
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DOWNING ST, BELTON, TX 76513-2049

Mortgage

Document Number	0000016223
Date	Apr 23, 2018
Instrument	2018-00016223

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,186.00 (-15.62%) Homeowner's exemption	$290,501 Land $42,625 Building $247,876	$290,501 Land $42,625 Building $247,876
2022	$4,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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