401 Defender Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 401 Defender Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,190 sqft · built 2018
Lot Size	0.15 acres (6,552 sqft)
Owner	2 Individual Names on Record
Last Sale	$602,000 (Jul 2018)
Tax Bill	$9,100 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`240-720-130-000`

Property Details

APN / Parcel Number

Primary APN	`240-720-130-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,552 sqft (0.15 acres)
Garage Type	Mixed
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	401 DEFENDER LN
City	TRACY
State	CA
Zip	95377-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	3803 BARCELONA INFILL
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3015
Census Tract	5212

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 DEFENDER LN, TRACY, CA 95377-1185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 1, 2020	Quit Claim Deed, Transfer FIRSTBANK
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BK
Apr 3, 2019	Deed of Trust, Mortgage FREMONT BK
Apr 3, 2019	Deed of Trust, Mortgage FREMONT BK
Jul 27, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING
Jul 27, 2018	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	0000083149
Last Transfer Date	Dec 1, 2020
Transfer Doc	0000166697
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TIMIOS TITLE AND ESCROW, TIMIOS TITLE A CA CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DEFENDER LN, TRACY, CA 95377-1185

Mortgage

Document Number	0000078091
Date	May 4, 2021
Instrument	2021-078091

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 1, 2020
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Document Number	0000166697
Instrument Date	Oct 27, 2020
Instrument	166697
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	SOLIDIFI TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 DEFENDER LN TRACY CA 953771185, TRACY, CA 95377-1185

Mortgage

Document Number	166698
Date	Dec 1, 2020
Instrument	166698

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Document Number	0000005011
Instrument Date	Jan 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 DEFENDER LN TRACY CA 953771185, TRACY, CA 95377-1185

Mortgage

Document Number	0000005011
Date	Jan 14, 2020
Instrument	5011

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Document Number	0000034674
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	SERVICELINK CRS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 DEFENDER LN TRACY CA 953771185, TRACY, CA 95377-1185

Mortgage

Document Number	0000034674
Date	Apr 8, 2019
Instrument	34674

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Document Number	0000034674
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 DEFENDER LN TRACY CA 953771185, TRACY, CA 95377-1185

Mortgage

Document Number	0000034674
Date	Apr 8, 2019
Instrument	34674

Lender

Name	FREMONT BK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2018
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Document Number	0000083149
Instrument Date	Jul 2, 2018
Instrument	83149
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 DEFENDER LN TRACY CA 95376, TRACY, CA 95376
Investor	Possibly a Property Investor

Mortgage

Document Number	83150
Date	Jul 27, 2018
Instrument	83150

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2018
Property Address	401 DEFENDER LN, TRACY, CA 95377-1185
Document Number	0000083149
Instrument Date	Jul 2, 2018
Instrument	83149
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.20
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	401 DEFENDER LN TRACY CA 95376, TRACY, CA 95376
Investor	Possibly a Property Investor

Mortgage

Document Number	83150
Date	Jul 27, 2018
Instrument	83150

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,100.00 (+9.49%) Homeowner's exemption	$671,467 (+4.04%) Land $133,860 Building $537,607
2023	$8,311.00 (-1.19%) Homeowner's exemption	$645,395 Land $128,663 Building $516,732
2022	$8,411.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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