Allegany County property record for 401 Decatur St, Cumberland, MD 21502
| Property Type | Office Building |
|---|---|
| Details | 2,752 sqft · built 1961 |
| Lot Size | 0.165 acres (7,209 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Mar 1984) |
| Tax Bill | $672 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-003864 |
| Primary APN | 23-003864 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,752 sqft Total Area |
| 1st Floor Area | 2,752 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 7,209 sqft (0.165 acres) |
| Lot Dimensions | 162 ft deep x 44 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 003864 |
|---|---|
| Street Address | 401 DECATUR ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-1745 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | R-O |
| Legal Description | 401 DECATUR ST 44X162 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 23, DECATUR |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 2300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Decatur Heights Historic District listed 2005 · 342 contributing resources · NRIS 05001478 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
401 Decatur St, a commercial property, is owned by a company that bought it in March 1984.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 401 DECATUR ST, CUMBERLAND, MD 21502-1745 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1984 · Amount on File |
| Deed Sale | Mar 1, 1984 · Amount on File |
| Deed Book / Page | 540 / 769 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 401 Decatur St was $672.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,600 Land $18,000 Building $147,600 | $165,600 Land $18,000 Building $147,600 | |
| 2025 | $672.00 | ||
| 2023 | $1,498.00 | $161,100 Land $18,000 Building $143,100 | $161,100 Land $18,000 Building $143,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Decatur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 Decatur St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures