401 Dakota Way, Oceanside, CA 92056 Property Records

San Diego County property record for 401 Dakota Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,386 sqft · built 2000
Lot Size	0.92 acres (3,992 sqft)
Owner	2 Company Names on Record
Last Sale	$775,500 (Aug 2024)
Tax Bill	$8,713 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-670-52-00`

Property Details

APN / Parcel Number

Primary APN	`160-670-52-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,992 sqft (0.92 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	401 DAKOTA WAY
City	OCEANSIDE
State	CA
Zip	92056-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-12
Legal Description	LOT 52 TR 013748
Legal Subdivision	OCEANSIDE 1
Legal Tract	013748
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1010
Census Tract	18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	17931 CIELO CT, POWAY, CA 92064-1022
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 9, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Apr 30, 2015 · Amount on Record
Deed Document Number	2024232659
Prior Transfer Date	Jun 15, 2024
Prior Transfer Doc	0000156180
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	401 DAKOTA WAY, OCEANSIDE, CA 92056-5668
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DAKOTA WAY, OCEANSIDE, CA 92056-5668

Mortgage

Document Number	0000152819
Date	Apr 7, 2022
Instrument	2022-0152819

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	401 DAKOTA WAY, OCEANSIDE, CA 92056-5668
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DAKOTA WAY, OCEANSIDE, CA 92056-5668

Mortgage

Document Number	0000783757
Date	Dec 8, 2020
Instrument	2020-0783757

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	401 DAKOTA WAY, OCEANSIDE, CA 92056-5668
Document Number	0000067174
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DAKOTA WAY OCEANSIDE CA 920565668, OCEANSIDE, CA 92056-5668

Mortgage

Document Number	0000067174
Date	Feb 21, 2018
Instrument	67174

Lender

Name	WELLS FARGO BK
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,602 (+2%) Land $273,549 Building $517,053
2025	$8,713.00 (+77.78%)	$775,101 (+76.58%) Land $268,186 Building $506,915
2023	$4,901.00 (+1.53%)	$438,963 Land $151,882 Building $287,081
2022	$4,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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