401 D St, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 401 D St, Sergeant Bluff, IA 51054

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.139 acres (6,072 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Feb 2021)
Tax Bill$76 (2025)
Deeds & MortgagesMay 2023 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN884730381012

Property Details

APN / Parcel Number

Primary APN884730381012

Exterior

Lot Area6,072 sqft (0.139 acres)
Lot Dimensions132 ft deep x 46 ft wide

Location & Zoning

Street Address401 D ST
CitySERGEANT BLUFF
StateIA
Zip51054-8527
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionS 45.5 FT LOT 12 BLK 56
Legal SubdivisionSERGEANT BLUFFS
Legal Block56
Legal Lot Number12
JurisdictionWOODBURY IA
Township / Civil DivisionWOODBURY
Census Block Group2
Census Block2049
Census Tract3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4613 DEER SHADOW TRL, SIOUX CITY, IA 51106-9730
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · Commercial Mortgage
PIONEER BANK
Feb 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
PIONEER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleAug 29, 2013 · Amount on Record
Deed Document Number20211540
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address401 D ST, SERGEANT BLUFF, IA 51054-8527
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004502
DateMay 23, 2023
Instrument2023-04502
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 23, 2028

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address401 D ST, SERGEANT BLUFF, IA 51054-8527
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001541
DateFeb 2, 2021
Instrument2021-01541
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 1, 2026
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySergeant Bluff City
Unified School DistrictSergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$76.00$5,120 (-) Land $5,120$5,120 (-) Land $5,120
2023$76.00 (-15.56%)$5,120 Land $5,120$5,120 Land $5,120
2022$90.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSERGEANT BLUFF WATER SUPPLY
serves 5,015 people · EPA ID IA9774033
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber · Cable in parts of the area
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on D St

Nearby Streets

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